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Deskripsi

CreFIT - Quick Loan & Credit
As a new loan-granting platform, CreFIT can help you settle your credit card loan easily. It’s simple and students can apply! Entire process can be completed as fast as 3 minutes from application to clearing credit card debts.
You can also freely choose the repayment period that suits you, making the repayment process more flexible. CreFIT also provides bill management services that can manage your credit card and financial information more effectively.

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-TIME-LIMITED OFFER-

.Enjoy up to HK$4,000 cashback and supermarket vouchers: From now on to 4 July 2024, new customers apply and drawdown of CreFIT ClearCard Credit with 12 months or more repayment period, can enjoy up to HK$4,000 cashback and supermarket vouchers*!

.Enjoy up to HK$8,400 cash reward: From now on to 4 July 2024, customers apply CreFIT ClearCard Credit to get HK$300 cash reward, during the promotion period refer friends can earn up to HK$900 cash rewards for each referral. There is no upper limit on rewards, the more referrals you make, the more you earn*!

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-FEATURES OF CreFIT ClearCard Credit SERVICE -

.All done via mobile
The entire process from start to finish is handled digitally and can be fully complete without showing up to allowing you obtain cash anytime and anywhere!

.Fast approval
Apply in 4 simple steps to clear your credit card debt as fast as 3 minutes, money transfer is just that fast! A loan is just a few steps away.

.Credit Score Protection
No credit report checks and will not impact your credit rating. Safeguarding Credit Fitness!

.Available for 12 card-issuing banks in Hong Kong for the following banks and will update continuously
HSBC, Bank of China (HK), Standard Chartered Bank, Citi Bank, Hang Seng Bank, Bank of East Asia, DBS, China CITIC Bank International, Dah Sing Bank, ICBC (Asia), CMB Wing Lung Bank and China Construction Bank (Asia)

-FEATURES OF THE CreFIT APP-

• Free Bill Management Service
Comprehensive mobile bill management service, equipped with card expiration reminders, automatic consumption analysis and abnormal fee notification functions, allowing you to enjoy professional-level financial management with no cost. You can easily handle credit card financial affairs in just a few steps, you can always have control over your personal financial status and protect your financial health!

• APR is calculated based on the net present value method established according to the Code of Banking Practice. It shows the basic interest rate, other fees, and charges (if applicable) of products at an annualized rate.

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-LOAN REPAYMENT INFORMATION-

• The minimum repayment period is 3 months, and the maximum is 24 months
• The actual APR generally does not exceed 36%
• A brief description of loan-related fees is as follows, for reference only:

Loan amount: HK$200,000
Interest rate: monthly flat rate 0.343%
Effective annual interest rate: 8%
Repayment period: 24 months

Total interest = Loan amount X Monthly flat rate X Repayment periods
HK$200,000 X 0.343% X 24 = HK$16,464

Total payment amount = Loan amount + Total interest
HK$200,000 + HK$16,464 = HK$216,464

Monthly repayment amount: (Loan amount + Total interest) / Repayment periods
HK($200,000+$16,464) / 24 = HK$9,019.33

*The loan amount and interest rate are subject to individual circumstances and final approval results.

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Warning: You have to repay your loans. Don't pay any intermediaries.
Inquiries and complaints hotline: 6369 2338
Money Lender's License Number: 0462/2023
VCREDIT Finance Limited

* Offers subject to relevant terms and conditions
* VCREDIT Finance Limited reserves its absolute right on any loan approval decision, offer and any disputes.
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#1. CreFIT - Quick Loan & Credit (Android) Oleh: VCREDIT Finance Limited#2. CreFIT - Quick Loan & Credit (Android) Oleh: VCREDIT Finance Limited#3. CreFIT - Quick Loan & Credit (Android) Oleh: VCREDIT Finance Limited#4. CreFIT - Quick Loan & Credit (Android) Oleh: VCREDIT Finance Limited#5. CreFIT - Quick Loan & Credit (Android) Oleh: VCREDIT Finance Limited#6. CreFIT - Quick Loan & Credit (Android) Oleh: VCREDIT Finance Limited#7. CreFIT - Quick Loan & Credit (Android) Oleh: VCREDIT Finance Limited#8. CreFIT - Quick Loan & Credit (Android) Oleh: VCREDIT Finance Limited#9. CreFIT - Quick Loan & Credit (Android) Oleh: VCREDIT Finance Limited#10. CreFIT - Quick Loan & Credit (Android) Oleh: VCREDIT Finance Limited

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