| Ontwikkelaar: | iCloud Services (88) | ||
| Prijs: | Gratis | ||
| Beoordelingen: | 0 | ||
| Recensies: | 0 Schrijf een review | ||
| Reacties: | 0 Plaats reactie | ||
| Lijsten: | 0 + 0 | ||
| Punten: | 0 + 0 ¡ | ||
| Google Play | |||
Beschrijving
Key feature of Diligent Smart App:
It enables user for various banking transaction like Fund Transfer.
Keeps track of all your transactions through secured app.
Facilitates you to pay different bills and utility payment through highly secured merchants.
QR scan: Scan and Pay feature that allows you to scan and pay to the different merchants.
Apply for loan through our app:
Diligent Smart App offers different types of loan to our customer, we will be listing the loan category with interest rate and you can choose to apply for the needed loan category.
(Note: This is just a loan information for applying and for the approval customer needs to visit the Diligent Multipurpose Cooperative Society Ltd. Office)
Personal Loan Example
For Personal loan, followings things apply:
A. Minimum Loan Amount NRs 10,000.00 Maximum Loan Nrs. 1,000,000.00
B. Loan Tenure: 60 months(1825Days)
C. Repayment mode: EMI
D. Grace Period: 6 Months. Interest must be paid in grace period.
E. Interest Rate: 14.75%
F. Processing Fees = 1 % of loan amount.
G. Eligibility:
1. Resident of Nepal.
2. Age above 18 years
3. Must have a guarantor.
4. Have an income source with tax clearance document
*APR = Annual Percentage Rate
H. The minimum period of repayment is 12 months(1 year) and the maximum period of repayment is loan tenure period as per the agremeent (which is 5 years in this example).
I. The Maximum Annual percentage Rate is 14.75%.
Personal loan Example:
Let's say you are applying for a Personal loan amounted NRs 1,000,000.00 from the organization at the rate of interest of 14.75% (annual) and your loan tenure is 5 years,
Equated Monthly Instalment (EMI)= Rs.23659.00
Total payable interest = Rs.407722.00
Total Payment = Rs. 407722.00
Loan processing fees = 1% of loan amount = 1% of Rs. 1,000,000.00 = Rs. 10,000.00
EMI will be calculated as under:
P x R x (1+R)^N / [(1+R)^N-1]
where,
P = Principal amount of the loan
R = Rate of interest (Annual)
N = Number of monthly instalments.
EMI = 1,000,000* 0.0129 * (1+ 0.0129)^24 / [(1+ 0.0129)^24 ]-1
= Rs 23,659.00
So, your monthly EMI would be = Rs. 23659.00
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 14.75% per annum, then R = 14.75/12/100 = 0.0121.
so, Interest = P x R
= 1,000,000.00 x 0.0121
= Rs.12,123.00 for first month
Since EMI consists of principal + Interest
Principal = EMI - Interest
= 23,659.00-12,123.
= Rs.11536 in a first installment which can be vary on other installment.
And for the next month, opening loan amount = Rs.1,000,000.00-Rs. 11536.00 = Rs.988464.00
Disclaimers: We are not asking applicants to pay advance money for loan. Please be aware of such fraudulent activities.
Ad
Screenshots
Prijsgeschiedenis
- Vandaag: Gratis
- Minimum: Gratis
- Maximaal: Gratis
Prijzen volgen
Ad
Ontwikkelaar
- iCloud Services
- Platforms: Android Apps (88)
- Lijsten: 0 + 0
- Punten: 0 + 0 ¡
- Beoordelingen: 0
- Recensies: 0
- Reacties: 0
- Kortingen: 0
- Videos: 0
- RSS: Abonneren
Punten (0)
0 ☹️
Beoordelingen (0)
0 ☹️
Lijsten (0)
0 ☹️
- Diligent Smart App
Recensies (0)
Schrijf als eerste een review 🌟
Reacties (0)
Reageer als eerste 🌟
Aanvullende informatie
- Versie: 6.0.4
- Categorie:
Android Apps›Financiën - Besturingssystemen:
Android 5.0 - Grootte:
21 Mb - Beoordeling van content:
Everyone - Google Play Beoordeling:
0 - Bijgewerkt:
- Releasedatum:
«Diligent Smart App». Platform: Android. Categorie: Financiën. Ontwikkelaar: «iCloud Services». Eerste uitgave: . Laatste update: . Huidige prijs: gratis. Deze titel heeft nog geen beoordelingen of recensies ontvangen op AppAgg. AppAgg houdt de prijsgeschiedenis, beoordelingen en gebruikersfeedback bij «Diligent Smart App». Volg toekomstige kortingen en updates via RSS. AppAgg host geen applicaties en distribueert geen software. Alle handelsmerken, logo's en screenshots zijn eigendom van hun respectievelijke eigenaren.
Diligent Smart App Korte URL: Gekopieerd!- 🌟 Delen
- Google Play
Mogelijk vindt u dit ook interessant
-
- Smart Bull
- Android Apps: Financiën Door: Smart Share and Securities Ltd
- Gratis
- Lijsten: 0 + 0 Beoordelingen: 0 Recensies: 0
- Punten: 0 + 0 Reacties: 0 Versie: 0.2.7 Smart Bull is a trading platform built for both newcomers and seasoned investors, designed to offer a fast, simple, and reliable trading experience. It supports multiple asset types ... ⥯
-
- Smart Finserv
- Android Apps: Financiën Door: Smart Global Solutions
- Gratis
- Lijsten: 0 + 0 Beoordelingen: 0 Recensies: 0
- Punten: 0 + 0 Reacties: 0 Versie: 1.0.0 Smart Finserv is a secure and easy-to-use loan assistance app designed to simplify your loan verification and application process. Complete KYC, upload documents, add nominee contacts, ⥯
-
- Smart Financial Mobile App
- Android Apps: Financiën Door: Smart Financial Credit Union
- Gratis
- Lijsten: 2 + 0 Beoordelingen: 0 Recensies: 0
- Punten: 0 + 3,914 (4.8) Reacties: 0 Versie: 4020.1.1 Smart Financial Mobile App simplifies your life. The Smart Financial Android Mobile App gives you the freedom to conveniently and safely: Access your account anytime and anywhere ... ⥯
-
- SMART HODL
- Android Apps: Financiën Door: SMART HODL
- Gratis
- Lijsten: 0 + 0 Beoordelingen: 0 Recensies: 0
- Punten: 0 + 0 Reacties: 0 Versie: 1.0.29 SMART HODL is the ideal tool for Bitcoin operators and HODL who want to make the most of on-chain analysis and market signals. Our app combines advanced strategies based on market ... ⥯
-
- Smart Investor Portfolio
- Android Apps: Financiën Door: Smart Investor Portfolio
- Gratis
- Lijsten: 0 + 0 Beoordelingen: 0 Recensies: 0
- Punten: 0 + 0 Reacties: 0 Versie: 1.0.3 Smart Investor Portfolio is a research and investment firm committed to fulfilling your financial dreams. We have real wealth and deep knowledge of the investment sector, which makes ... ⥯
-
- Smart Paisa
- Android Apps: Financiën Door: Smart Paisa - One Stop Solution
- Gratis
- Lijsten: 0 + 0 Beoordelingen: 0 Recensies: 0
- Punten: 0 + 0 Reacties: 0 Versie: 1.7.3 Smart Paisa is one-stop shopping for all your Wealth Management needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - ... ⥯
-
- Smart Financial Services
- Android Apps: Financiën Door: Smart Financials
- Gratis
- Lijsten: 0 + 0 Beoordelingen: 0 Recensies: 0
- Punten: 0 + 0 Reacties: 0 Versie: 1.2.13 Smart Financial Services, create a personalized investment experience and design the best investment plans for our investors. Our investment and wealth management solutions are blend ... ⥯
-
- Smart rights
- Android Apps: Financiën Door: Smart Rights
- Gratis
- Lijsten: 0 + 0 Beoordelingen: 0 Recensies: 0
- Punten: 0 + 0 Reacties: 0 Versie: 1.0.0 Smart Rights is the world's most innovative copyright management platform, providing strategic consulting, copyright research, licensing and royalty reporting services to digital music ⥯
-
- SMART VALOR - Buy BTC & Crypto
- Android Apps: Financiën Door: Smart Valor
- Gratis
- Lijsten: 0 + 0 Beoordelingen: 0 Recensies: 0
- Punten: 2 + 0 Reacties: 0 Versie: 1.0.31.111 Buy bitcoin & many other tokens at the tap of a button. Now you can easily trade cryptocurrencies on your mobile device! Here s what you can do inside the app: Buy Bitcoin anytime, ... ⥯
-
- Smart Money
- Android Apps: Financiën Door: Smart Communications, Inc.
- Gratis
- Lijsten: 0 + 0 Beoordelingen: 0 Recensies: 0
- Punten: 0 + 0 Reacties: 0 Versie: 0.2.8 From the network with the widest coverage, Smart Money is more than just an e-wallet it is everyone's financial superapp. With its innovative features, transferring money and managing ... ⥯
-
- Smart VERC
- Android Apps: Financiën Door: Smart VERC
- Gratis
- Lijsten: 0 + 0 Beoordelingen: 0 Recensies: 0
- Punten: 0 + 0 Reacties: 0 Versie: 2.2 Finding the real worth of a stock involves not only the company fundamentals (science) but also how you inter-link those parameters with the quality of management and promoter passion ... ⥯
-
- Smart Pension
- Android Apps: Financiën Door: Smart Pension Limited
- Gratis
- Lijsten: 0 + 0 Beoordelingen: 0 Recensies: 0
- Punten: 0 + 0 Reacties: 0 Versie: 6.3.0 The Smart Pension Employee App will transform the future of pension saving for a new generation. It allows you to pick and choose the most suitable investment funds, track your pension ⥯
-
- Smart Savers Sacco
- Android Apps: Financiën Door: Smart Savers Sacco Ltd
- Gratis
- Lijsten: 0 + 0 Beoordelingen: 0 Recensies: 0
- Punten: 0 + 0 Reacties: 0 Versie: 1.9 Financial services simplified for Smart Savers Regulated NWDT Sacco Members. The mobile application enables the members to access Sacco services online, anytime, anywhere. The services ⥯
-
- Smart-Acc Info2Go
- Android Apps: Financiën Door: Smart-Acc Solutions
- Gratis
- Lijsten: 0 + 0 Beoordelingen: 0 Recensies: 0
- Punten: 0 + 0 Reacties: 0 Versie: 2025.10.03 Manage your business while you re on the go: track information & capture your finance status. Try it out for FREE today! JOIN 15,000 USERS on SmartPOS, Inventory & Accounting * Clean ... ⥯