مطوّر البرامج: MBANK TECHNOLOGIES (38)
السعر: مجاني
لتصنيفات: 0 
المراجعات: 0 أكتب مراجعة
قوائم: 0 + 0
النقاط: 0 + 0 ¡
Google Play

الوصف

Hamro Super Smart App
جديد  Hamro Super Smart App is Hamro Super Saving and Credit Cooperative Limited official Mobile Banking Application which enables its customers to keep track of their account maintained at Hamro Super Saving and Credit Cooperative Limited and allows its users to make different utility payments.

Features
Manage your account
Track your finances
Track your account history
Protect your account with your fingerprint
Make payments of your utilities
Pay your internet bills, phone bills, mobile top-up, and many other payments for the services you use
Transfer funds instantly
QR Payments:

Scan and Pay feature that allows you to scan and pay to the different merchants.

Calendar:
Customer can view official calendar of Hamro Super Saving and Credit Cooperative Limited on our apps.

Location:
Customers can find our Office location.

Apply for loan through our app:

Hamro Super Smart App offers different types of loan to our customer, we will be listing the loan category with interest rate and you can choose to apply for the needed loan category.

(Note: This is just a loan information for applying and for the approval customer needs to visit the Hamro Super Saving and Credit Co-operative Ltd. Office)

Personal Loan Example

For Personal loan, followings things apply:
A. Minimum Loan Amount NRs 10,000.00 Maximum Loan Nrs. 1,000,000.00
B. Loan Tenure: 60 months(1825Days)
C. Repayment mode: EMI
D. Grace Period: 6 Months. Interest must be paid in grace period.
E. Interest Rate: 14.75%
F. Processing Fees = 1 % of loan amount.
G. Eligibility:
1. Resident of Nepal.
2. Age above 18 years
3. Must have a guarantor.
4. Have an income source with tax clearance document
*APR = Annual Percentage Rate
H. The minimum period of repayment is 12 months(1 year) and the maximum period of repayment is loan tenure period as per the agremeent (which is 5 years in this example).
I. The Maximum Annual percentage Rate is 14.75%.

Personal loan Example:
Let's say you are applying for a Personal loan amounted NRs 1,000,000.00 from the organization at the rate of interest of 14.75% (annual) and your loan tenure is 5 years,

Equated Monthly Instalment (EMI)= Rs.23659.00
Total payable interest = Rs.407722.00
Total Payment = Rs. 407722.00
Loan processing fees = 1% of loan amount = 1% of Rs. 1,000,000.00 = Rs. 10,000.00

EMI will be calculated as under:

P x R x (1+R)^N / [(1+R)^N-1]

where,

P = Principal amount of the loan

R = Rate of interest (Annual)

N = Number of monthly instalments.

EMI = 1,000,000* 0.0129 * (1+ 0.0129)^24 / [(1+ 0.0129)^24 ]-1
= Rs 23,659.00

So, your monthly EMI would be = Rs. 23659.00

The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 14.75% per annum, then R = 14.75/12/100 = 0.0121.

so, Interest = P x R
= 1,000,000.00 x 0.0121
= Rs.12,123.00 for first month

Since EMI consists of principal + Interest

Principal = EMI - Interest
= 23,659.00-12,123.
= Rs.11536 in a first installment which can be vary on other installment.

And for the next month, opening loan amount = Rs.1,000,000.00-Rs. 11536.00 = Rs.988464.00

Disclaimers: We are not asking applicants to pay advance money for loan. Please be aware of such fraudulent activities.
مزيد ↓

لقطات

#1. Hamro Super Smart App (Android) بواسطة: MBANK TECHNOLOGIES
#2. Hamro Super Smart App (Android) بواسطة: MBANK TECHNOLOGIES
#3. Hamro Super Smart App (Android) بواسطة: MBANK TECHNOLOGIES

الميزات الجديدة

  • الإصدار: 6.0.10
  • تم التحديث:
  • UI update
    Minor bug fixes and improvements

السعر

  • اليوم: مجاني
  • الحد الأدنى: مجاني
  • الحد الأقصى: مجاني
تتبّع الأسعار

مطوّر البرامج

النقاط

0 ☹️

لتصنيفات

0 ☹️

قوائم

0 ☹️

المراجعات

كن الأول لمراجعة هذا المنتج 🌟

معلومات إضافية

Hamro Super Smart AppHamro Super Smart App عنوان URL مختصر: تم النسخ!
  • 🌟 مشاركة
  • Google Play

قد يعجبك ايضا

    • Hamro Janakalyan Smart App
    • Android تطبيقات: شؤون مالية  بواسطة: InfoDevelopers Pvt. Ltd.
    • * مجاني  
    • قوائم: 0 + 0  لتصنيفات: 0  المراجعات: 0
    • النقاط: 0 + 0  الإصدار: 4.0.7   Hamro Janakalyan Smart App is an online payment mobile application developed for utility payment such as bill payment, recharge or top up of service providers like Nepal Telecom, Ncell
        ⥯ 
    • super.money - UPI by Flipkart
    • Android تطبيقات: شؤون مالية  بواسطة: Super.money
    • مجاني  
    • قوائم: 0 + 0  لتصنيفات: 0  المراجعات: 0
    • النقاط: 2 + 1,717,949 (4.2)  الإصدار: 2.0.5   super.money: Your go-to App for Credit Cards, UPI, Fixed Deposits, and more. Basically, you name it, we ve made it super. So, what can you do with super.money? Pay with superUPI - the ...
        ⥯ 
    • Hamro Pay
    • Android تطبيقات: شؤون مالية  بواسطة: Hamro Patro
    • مجاني  
    • قوائم: 0 + 0  لتصنيفات: 0  المراجعات: 0
    • النقاط: 0 + 0  الإصدار: 1.0.6   Hamro Pay is Nepal's emerging digital wallet and payment platform, designed to make your financial transactions simple, secure, and seamless. Whether you re paying bills, transferring ...
        ⥯ 
    • Super Payments
    • Android تطبيقات: شؤون مالية  بواسطة: Super Payments
    • مجاني  
    • قوائم: 0 + 0  لتصنيفات: 0  المراجعات: 0
    • النقاط: 0 + 0  الإصدار: 1.0.385   Super Payments powers free payments forever for businesses, and more rewarding shopping for our members, so everyone wins. In this first version of the app you can complete an ...
        ⥯ 
    • SMART VALOR - Buy BTC & Crypto
    • Android تطبيقات: شؤون مالية  بواسطة: Smart Valor
    • مجاني  
    • قوائم: 0 + 0  لتصنيفات: 0  المراجعات: 0
    • النقاط: 2 + 0  الإصدار: 1.0.31.111   Buy bitcoin & many other tokens at the tap of a button. Now you can easily trade cryptocurrencies on your mobile device! Here s what you can do inside the app: Buy Bitcoin anytime, ...
        ⥯ 
    • Smart VERC
    • Android تطبيقات: شؤون مالية  بواسطة: Smart VERC
    • مجاني  
    • قوائم: 0 + 0  لتصنيفات: 0  المراجعات: 0
    • النقاط: 0 + 0  الإصدار: 2.1   Finding the real worth of a stock involves not only the company fundamentals (science) but also how you inter-link those parameters with the quality of management and promoter passion ...
        ⥯ 
    • Smart Pension
    • Android تطبيقات: شؤون مالية  بواسطة: Smart Pension Limited
    • مجاني  
    • قوائم: 0 + 0  لتصنيفات: 0  المراجعات: 0
    • النقاط: 0 + 0  الإصدار: 5.7.0   The Smart Pension Employee App will transform the future of pension saving for a new generation. It allows you to pick and choose the most suitable investment funds, track your pension
        ⥯ 
    • Smart-Acc Info2Go
    • Android تطبيقات: شؤون مالية  بواسطة: Smart-Acc Solutions
    • مجاني  
    • قوائم: 0 + 0  لتصنيفات: 0  المراجعات: 0
    • النقاط: 0 + 0  الإصدار: 2025.10.03   Manage your business while you re on the go: track information & capture your finance status. Try it out for FREE today! JOIN 15,000 USERS on SmartPOS, Inventory & Accounting * Clean ...
        ⥯ 
    • Smart Dokani Premium
    • Android تطبيقات: شؤون مالية  بواسطة: Smart Software Limited
    • مجاني  
    • قوائم: 0 + 0  لتصنيفات: 0  المراجعات: 0
    • النقاط: 0 + 0  الإصدار: 1.2.3   Turn your smartphone or tablet into a powerful POS. Manage sales, inventory and employees with ease; engage customers and increase your revenue. Whether you have single or multiple ...
        ⥯ 
    • Smart Office 2.0
    • Android تطبيقات: شؤون مالية  بواسطة: JKIT Smart
    • مجاني  
    • قوائم: 0 + 0  لتصنيفات: 0  المراجعات: 0
    • النقاط: 0 + 0  الإصدار: 1.3.8   Smart Office is the latest digital assistant to enter the corporate arena. Powered by cutting edge technology, Smart Office offers unprecedented levels of convenience to employees by ...
        ⥯ 
    • Super payment checker
    • Android تطبيقات: شؤون مالية  بواسطة: Cbus Super Fund
    • مجاني  
    • قوائم: 0 + 0  لتصنيفات: 0  المراجعات: 0
    • النقاط: 0 + 0  الإصدار: 1.40   The Super Payment Checker is only available to registered Union Delegates and Cbus Coordinators for use on Cbus scannable member cards.
        ⥯ 

قد يعجبك ايضا

عوامل تشغيل البحث التي يمكن استخدامها مع AppAgg
إضافة إلى AppAgg
AppAgg
ابدأ بإنشاء حساب - انه مجاني.
تسجيل
تسجيل الدخول