| 開發人員: | Light Microfinance Pvt Ltd (3) | ||
| 價錢: | 免費 | ||
| 排名: | 0 | ||
| 評測: | 0 寫評論 | ||
| 清單: | 1 + 0 | ||
| 點數: | 1 + 0 ¡ | ||
| Google Play | |||
描述
Generation, processing, and disbursement of the loan happens offline (not through this app).
Number of installments are loan product specific. Most of the loan products are of 24 installments. Installments follow monthly frequency.
Loan Processing Fee (LPF) is charged at 2% of the total principal amount and an 18% GST on the calculated LPF. So, on a loan amount of INR 60,000 a customer would need to pay INR 1,200 as LPF and INR 216 as GST on LPF.
APR is 26% as of 21 Feb 2023 which works on a diminishing basis. Current monthly installment size for an INR 60,000 loan for a 2-year tenor is INR 3,300, with a breakup of INR 1,300 towards interest and INR 2,000 towards principal for the very first installment assuming a gap of 30 calendar days between the system disbursement date and the first repayment date. For the subsequent installments, the interest portion will decrease, and principal portion will increase.
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- 版本: 1.0.24
- 發佈日期:
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- 今天: 免費
- 最小值: 免費
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- Light Microfinance Pvt Ltd
- 平台: Android 應用程式 (3)
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其他資訊
- 版本: 1.0.24
- ID: com.lmfi.loanapp
- 類別 :
Android 應用程式›財經 - OS:
Android 5.0 - 大小:
21 Mb - 內容分級:
Everyone - Google Play 評分:
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