| Concepteur: | Tech Academy Pvt. Ltd. (71) | ||
| Prix: | Gratuit | ||
| Classements: | 0 | ||
| Avis: | 0 Rédiger un avis | ||
| Commentaires: | 0 Publier un commentaire | ||
| Listes: | 0 + 0 | ||
| Points: | 0 + 0 ¡ | ||
| Google Play | |||
Description
Key feature of Manthali Mobile App
It enables user for various banking transaction like Fund Transfer
Keeps track of all your transactions through secured app.
Manthali Mobile App facilitates you to pay different bills and utility payment through highly secured merchants.
QR scan: Scan and Pay feature that allows you to scan and pay to the different merchants.
Apply for loan through our app:
Manthali Mobile App offers different types of loan to our customer, we will be listing the loan category with interest rate and you can choose to apply for the needed loan category.
(Note: This is just a loan information for applying and for the approval customer needs to visit the Manthali Saving And Credit Co-operative Society Ltd Office)
Personal Loan Example
For Personal loan, followings things apply:
A. Minimum Loan Amount NRs 10,000.00 Maximum Loan Nrs. 1,000,000.00
B. Loan Tenure: 60 months(1825Days)
C. Repayment mode: EMI
D. Grace Period: 6 Months. Interest must be paid in grace period.
E. Interest Rate: 14.75%
F. Processing Fees = 1 % of loan amount.
G. Eligibility:
1. Resident of Nepal.
2. Age above 18 years
3. Must have a guarantor.
4. Have an income source with tax clearance document
*APR = Annual Percentage Rate
H. The minimum period of repayment is 12 months(1 year) and the maximum period of repayment is loan tenure period as per the agremeent (which is 5 years in this example).
I. The Maximum Annual percentage Rate is 14.75%.
Personal loan Example:
Let's say you are applying for a Personal loan amounted NRs 1,000,000.00 from the organization at the rate of interest of 14.75% (annual) and your loan tenure is 5 years,
Equated Monthly Instalment (EMI)= Rs.23659.00
Total payable interest = Rs.407722.00
Total Payment = Rs. 407722.00
Loan processing fees = 1% of loan amount = 1% of Rs. 1,000,000.00 = Rs. 10,000.00
EMI will be calculated as under:
P x R x (1+R)^N / [(1+R)^N-1]
where,
P = Principal amount of the loan
R = Rate of interest (Annual)
N = Number of monthly instalments.
EMI = 1,000,000* 0.0129 * (1+ 0.0129)^24 / [(1+ 0.0129)^24 ]-1
= Rs 23,659.00
So, your monthly EMI would be = Rs. 23659.00
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 14.75% per annum, then R = 14.75/12/100 = 0.0121.
so, Interest = P x R
= 1,000,000.00 x 0.0121
= Rs.12,123.00 for first month
Since EMI consists of principal + Interest
Principal = EMI - Interest
= 23,659.00-12,123.
= Rs.11536 in a first installment which can be vary on other installment.
And for the next month, opening loan amount = Rs.1,000,000.00-Rs. 11536.00 = Rs.988464.00
Disclaimers: We are not asking applicants to pay advance money for loan. Please be aware of such fraudulent activities.
Ad
Captures d'écran
Historique des prix
- Aujourd’hui: Gratuit
- Minimum: Gratuit
- Maximum: Gratuit
Suivre l'évolution des prix
Ad
Concepteur
- Tech Academy Pvt. Ltd.
- Plateformes: Android Applications (71)
- Listes: 0 + 0
- Points: 0 + 0 ¡
- Classements: 0
- Avis: 0
- Commentaires: 0
- Remises: 0
- Vidéos: 0
- RSS: S'abonner
Points (0)
0 ☹️
Classements (0)
0 ☹️
Listes (0)
0 ☹️
- Manthali Mobile App
Avis (0)
Soyez le premier à donner votre avis 🌟
Commentaires (0)
Soyez le premier à commenter 🌟
Informations supplémentaires
- Version: 6.0.12
- Catégorie:
Android Applications›Finance - Systèmes d'exploitation:
Android 5.0 - Taille:
21 Mb - Classification du contenu:
Everyone - Google Play Note:
0 - Mis à jour:
- Date de sortie:
«Manthali Mobile App». Plateforme : Android. Catégorie : Finance. Développeur : «Tech Academy Pvt. Ltd.». Première version : . Dernière mise à jour : . Prix actuel : gratuit. Ce titre n'a pas encore reçu de notes ou d'avis sur AppAgg. AppAgg suit l'historique des prix, les notes et les commentaires des utilisateurs pour «Manthali Mobile App». Suivez les futures réductions et mises à jour via RSS. AppAgg n'héberge pas d'applications et ne distribue pas de logiciels. Toutes les marques, logos et captures d'écran appartiennent à leurs propriétaires respectifs.
Manthali Mobile App URL courte: Copié!- 🌟 Partager
- Google Play
Découvrez également
-
- Manthali Secondary School
- Android Applications: Enseignement De: Digital Nepal: Digitizing the education ecosystem
- Gratuit
- Listes: 0 + 0 Classements: 0 Avis: 0
- Points: 0 + 0 Commentaires: 0 Version: 1.0.4 This app is developed for the students, teachers, and founders of Manthali Secondary School. Here you can view your attendance, daily routine, fee payments, dues, request books from ... ⥯
-
- Sahara Smart App
- Android Applications: Finance De: iCloud Services
- Gratuit
- Listes: 0 + 0 Classements: 0 Avis: 0
- Points: 0 + 0 Commentaires: 0 Version: 6.0.6 Sahara Smart App provides different banking solution as well as facilitating utility payment and mobile recharge for different telecom service providers for the account holders of ... ⥯