| 開發人員: | Oricred Finserv Private Limited (1) | ||
| 價錢: | 免費 | ||
| 排名: | 0 | ||
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| Google Play | |||
描述
MobiCred App is the new age financial services provider for Salaried Professionals and is trusted by many. The APP is owned by Oricred Finserv Pvt Ltd, a registered NBFC.
- Loan Ranges from ₹8,000 to ₹100,000
- Loan Repayment Period: Minimum 90 days to Maximum 365 days
- Interest rate may vary from 1% to 2.5% per month on reducing balance basis, depending upon the profile and credit history.
- Lowest processing fees ranging from 0% to 5% of the loan amount plus 18% G.S.T
- APR ranges from 12% to 35%.
The details of the charges will be shown on the mobile app at the time of loan application.
Representative Example:
Sanctioned Loan Amount: ₹10000/-
Processing Fees @ 3%: ₹300+₹54 (18% GST) = ₹354/-
Interest Rate: 24% per annum at Reducing Balance.
Amount Disbursed: ₹9646/- (Sanctioned Amount – Processing Fees)
EMI Amount: ₹945.60
Tenure: 12 Months
Total Amount Payable: ₹11347.15 (Principal + Interest)
Above is a representative example. Final interest rate & APR will depend on customer’s credit assessment and will be shown in “Key Fact Sheet”
MobiCred makes use of a proprietary algorithm to provide the best experience to users in need of instant personal loans. All salaried individuals with a salary of Rs.15000 & above, evidenced by credit to Bank Account can avail an instant loan by downloading the MobiCred App now!
Key Features:
- Instant loan up to ₹ 1 lakh
- Loan Amount transferred to your bank account in minutes after execution of Documents
- Flexible repayment tenure from 90 days to 365 days
- No prepayment charges, pay interest only on the number of days Loan availed
- Interest on loans ranging from 12% to 30% per annum, translating to only 1% – 2.5% per month on reducing balance basis.
- Lowest Processing fees ranging between 0% – 5% of the Loan amount
- Having prior credit history is not mandatory
Why MobiCred is different from any other Personal Loan App?
- New to credit individuals can apply and avail the benefit of loans as well as increase Creditworthiness for a better financial future.
- The approved loan amount can be used for emergency needs, medical expenses, purchase of white goods, mobiles, computers, even two wheelers, and any other genuine purposes.
- Personal Loan approved expeditiously after submission of relevant documents
Unique Benefits of the MobiCred App:
- The App is owned by a Registered NBFC.
- Transparent Interest Rates and Other charges
- User friendly, Hassel Free Experience, and Easy loan application process
- Sanction Letter after Loan Approval; Agreement Copy after Execution
Eligibility Criteria:
✔Indian citizen
✔Salaried Individuals
✔Above the age of 22 years till 55 years for Personal Loans
✔Minimum take-home salary per month Rs.15000/- credited in Bank Account.
Documents Required:
- Selfie
- Aadhaar Card
- Address proof
- PAN card
- Employer ID Card
- Bank statement for Last 3 Months
How MobiCred Works?
Our 4-step application process reflects our goal to be the most secure instant loan App in India. All you have to do is:
1. Log in to the MobiCred mobile App
2. Upload a few basic details and KYC documents.
3. Apply for Loan. Once your loan is approved, complete the loan documentation.
4. Once documentation completed, your Loan amount will be transferred to your Bank Account.
Operational Cities:
Currently we are operational in
Ahmedabad,Bangalore,Bhopal,Bhubaneswar, Chandigarh, Chennai, Delhi NCR, Guwahati, Hyderabad, Jaipur, Kolkata, Mumbai, Pune, Raipur, Ranchi, Thiruvananthapuram, Vizag.
Security & Protection of Privacy:
Data security & privacy is a top priority at MobiCred. Our backend APIs comply with mandated security standards and robust protocols. For more details visit https://mobicred.in/privacy-policy.html
For more information visit: www.mobicred.in or write to us at: info@mobicred.in
Download Our Personal Loan Mobile App now!
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新功能
- 版本: 1.1.29
- 發佈日期:
價錢
- 今天: 免費
- 最小值: 免費
- 最大值: 免費
追蹤票價
開發人員
- Oricred Finserv Private Limited
- 平台: Android 應用程式 (1)
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其他資訊
- 版本: 1.1.29
- 類別 :
Android 應用程式›財經 - OS:
Android 5.0 - 大小:
21 Mb - 內容分級:
Everyone - Google Play 評分:
0 - 發佈日期:
- 發行日期:
聯絡人
- 個人網站:
https://www.mobicred.in
MobiCred - Personal Loan 縮短網址: 已複製!- 🌟 分享
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