| Utvecklare: | MBANK TECHNOLOGIES (38) | ||
| Pris: | Gratis | ||
| Betyg: | 0 | ||
| Recensioner: | 0 Skriv en recension | ||
| Listor: | 0 + 0 | ||
| Poäng: | 1 + 0 ¡ | ||
| Google Play | |||
Beskrivning
Below are the key features of Nafin Smart App:
Manage your account
• Track your finances
• Track your account history
• Protect your account with your fingerprint
QR Payments:
Scan and Pay feature that allows you to scan and pay to the different merchants.
Calendar:
Customer can view official calendar of Nafin Saving & Credit Coopertaive Limited on our apps.
Location:
Customers can find our Office location.
Apply for loan through our app:
Nafin Smart App offers different types of loan to our customer, we will be listing the loan category with interest rate and you can choose to apply for the needed loan category.
(Note: This is just a loan information for applying and for the approval customer needs to visit the Nafin Saving and Credit Co-operative Ltd. Office)
Personal Loan Example
For Personal loan, followings things apply:
A. Minimum Loan Amount NRs 10,000.00 Maximum Loan Nrs. 1,000,000.00
B. Loan Tenure: 60 months(1825Days)
C. Repayment mode: EMI
D. Grace Period: 6 Months. Interest must be paid in grace period.
E. Interest Rate: 14.75%
F. Processing Fees = 1 % of loan amount.
G. Eligibility:
1. Resident of Nepal.
2. Age above 18 years
3. Must have a guarantor.
4. Have an income source with tax clearance document
*APR = Annual Percentage Rate
H. The minimum period of repayment is 12 months(1 year) and the maximum period of repayment is loan tenure period as per the agremeent (which is 5 years in this example).
I. The Maximum Annual percentage Rate is 14.75%.
Personal loan Example:
Let's say you are applying for a Personal loan amounted NRs 1,000,000.00 from the organization at the rate of interest of 14.75% (annual) and your loan tenure is 5 years,
Equated Monthly Instalment (EMI)= Rs.23659.00
Total payable interest = Rs.407722.00
Total Payment = Rs. 407722.00
Loan processing fees = 1% of loan amount = 1% of Rs. 1,000,000.00 = Rs. 10,000.00
EMI will be calculated as under:
P x R x (1+R)^N / [(1+R)^N-1]
where,
P = Principal amount of the loan
R = Rate of interest (Annual)
N = Number of monthly instalments.
EMI = 1,000,000* 0.0129 * (1+ 0.0129)^24 / [(1+ 0.0129)^24 ]-1
= Rs 23,659.00
So, your monthly EMI would be = Rs. 23659.00
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 14.75% per annum, then R = 14.75/12/100 = 0.0121.
so, Interest = P x R
= 1,000,000.00 x 0.0121
= Rs.12,123.00 for first month
Since EMI consists of principal + Interest
Principal = EMI - Interest
= 23,659.00-12,123.
= Rs.11536 in a first installment which can be vary on other installment.
And for the next month, opening loan amount = Rs.1,000,000.00-Rs. 11536.00 = Rs.988464.00
Disclaimers: We are not asking applicants to pay advance money for loan. Please be aware of such fraudulent activities.
Skärmbilder
Pris
- Idag: Gratis
- Minsta: Gratis
- Maximalt: Gratis
Bevaka priser
Utvecklare
- MBANK TECHNOLOGIES
- Plattformar: Android Appar (30) iOS Appar (8)
- Listor: 0 + 0
- Poäng: 5 + 0 ¡
- Betyg: 0
- Recensioner: 0
- Rabatter: 0
- Videor: 0
- RSS: Prenumerera
Poäng
-
- 367 Akivul Hasan
- +1
Betyg
0 ☹️
Listor
0 ☹️
Recensioner
Var den första att granska 🌟
Ytterligare information
- Version: 6.0.8
- Kategori:
Android Appar›Ekonomi - OS:
Android 5.0 - Storlek:
21 Mb - Innehållsrankning:
Everyone - Google Play Betyg:
0 - Uppdaterad:
- Utgivningsdatum:
Nafin Smart App Kort webbadress: Kopierad!- 🌟 Dela
- Google Play
Du kanske också gillar
-
- Smart Financial Mobile App
- Android Appar: Ekonomi Av: Smart Financial Credit Union
- Gratis
- Listor: 2 + 0 Betyg: 0 Recensioner: 0
- Poäng: 0 + 3,747 (4.8) Version: 4018.1.1 Smart Financial Mobile App simplifies your life. The Smart Financial Android Mobile App gives you the freedom to conveniently and safely: Access your account anytime and anywhere ... ⥯
-
- MoneyLoan: Cash Advance Offers
- Android Appar: Ekonomi Av: Smart Cash Loan
- Gratis
- Listor: 0 + 0 Betyg: 0 Recensioner: 0
- Poäng: 0 + 0 Version: 1.0.2 MoneyLoan your financial search assistant MoneyLoan is your reliable financial marketplace, built to deliver fast and hassle-free access to payday loans and personal loans. Whether ... ⥯
-
- SMART VALOR - Buy BTC & Crypto
- Android Appar: Ekonomi Av: Smart Valor
- Gratis
- Listor: 0 + 0 Betyg: 0 Recensioner: 0
- Poäng: 2 + 0 Version: 1.0.31.111 Buy bitcoin & many other tokens at the tap of a button. Now you can easily trade cryptocurrencies on your mobile device! Here s what you can do inside the app: Buy Bitcoin anytime, ... ⥯
-
- Smart VERC
- Android Appar: Ekonomi Av: Smart VERC
- Gratis
- Listor: 0 + 0 Betyg: 0 Recensioner: 0
- Poäng: 0 + 0 Version: 2.1 Finding the real worth of a stock involves not only the company fundamentals (science) but also how you inter-link those parameters with the quality of management and promoter passion ... ⥯
-
- Smart Pension
- Android Appar: Ekonomi Av: Smart Pension Limited
- Gratis
- Listor: 0 + 0 Betyg: 0 Recensioner: 0
- Poäng: 0 + 0 Version: 5.7.0 The Smart Pension Employee App will transform the future of pension saving for a new generation. It allows you to pick and choose the most suitable investment funds, track your pension ⥯
-
- Smart-Acc Info2Go
- Android Appar: Ekonomi Av: Smart-Acc Solutions
- Gratis
- Listor: 0 + 0 Betyg: 0 Recensioner: 0
- Poäng: 0 + 0 Version: 2025.10.03 Manage your business while you re on the go: track information & capture your finance status. Try it out for FREE today! JOIN 15,000 USERS on SmartPOS, Inventory & Accounting * Clean ... ⥯
-
- Smart Dokani Premium
- Android Appar: Ekonomi Av: Smart Software Limited
- Gratis
- Listor: 0 + 0 Betyg: 0 Recensioner: 0
- Poäng: 0 + 0 Version: 1.2.3 Turn your smartphone or tablet into a powerful POS. Manage sales, inventory and employees with ease; engage customers and increase your revenue. Whether you have single or multiple ... ⥯
-
- Smart Office 2.0
- Android Appar: Ekonomi Av: JKIT Smart
- Gratis
- Listor: 0 + 0 Betyg: 0 Recensioner: 0
- Poäng: 0 + 0 Version: 1.3.8 Smart Office is the latest digital assistant to enter the corporate arena. Powered by cutting edge technology, Smart Office offers unprecedented levels of convenience to employees by ... ⥯
-
- FCB Carolinas Smart Branch
- Android Appar: Ekonomi Av: Smart Branch
- Gratis
- Listor: 0 + 0 Betyg: 0 Recensioner: 0
- Poäng: 0 + 14 (3.9) Version: 24.2.50 Manage your accounts anywhere and anytime with First Capital Bank Mobile Banking. Customers can make transfers, check balances, make deposits, and access the full website by a touch of ⥯
-
- Smart Banka
- Android Appar: Ekonomi Av: MONETA Money Bank
- Gratis
- Listor: 0 + 0 Betyg: 0 Recensioner: 0
- Poäng: 0 + 145,585 (4.6) Version: 84.1.0 Smart Banka is a free mobile banking app offering fast and simple bank account administration from your phone. It provides clear overview of all your products, account balance, ... ⥯
-
- Smart Life Insure Calculator
- Android Appar: Ekonomi Av: Mathan M
- * Gratis
- Listor: 0 + 0 Betyg: 0 Recensioner: 0
- Poäng: 0 + 0 Version: 9.0.23 Smart Life Insure Calculator is a powerful and user-friendly app designed for insurance agents, development officers, and individuals to calculate premiums, maturity benefits, and ... ⥯
-
- Smart Spend: Expense Tracker
- Android Appar: Ekonomi Av: Kaaviya SivaKumar
- * Gratis
- Listor: 0 + 0 Betyg: 0 Recensioner: 0
- Poäng: 0 + 0 Version: 2.0.1 Smart Spend is a simple and secure expense tracker and budget planner that helps you take control of your money. Powered by AI, it makes personal finance easy, private, and ... ⥯
-
- Smart Envoy
- Android Appar: Ekonomi Av: Bank of Ceylon
- Gratis
- Listor: 0 + 0 Betyg: 0 Recensioner: 0
- Poäng: 0 + 0 Version: 1.5 Smart Envoy is a mobile based application for Bank of Ceylon foreign reps (Agents) to access customer's banking profiles for inquiring CASA Accounts with viewing Account Details, ... ⥯
-
- Smart Trade
- Android Appar: Ekonomi Av: All Safe - Software House
- Gratis
- Listor: 0 + 0 Betyg: 0 Recensioner: 0
- Poäng: 0 + 130 (3.5) Version: 1.0.2 Welcome to Smart Trade your ultimate trading companion! Whether you're a seasoned investor or just starting out, our app is designed to simplify and enhance your trading ... ⥯