| Developer: | Tech Tool (13) | ||
| Price: | Free | ||
| Rankings: | 0 | ||
| Reviews: | 0 Write a Review | ||
| Lists: | 0 + 0 | ||
| Points: | 0 + 0 ¡ | ||
| Google Play | |||
Description
With our new smart-system you'll Track and manage Loans, Invoices between two parties and confirm all steps are validated between you and the other party !
Tired of scattered IOUs (I owe you), forgotten loans, and missed payments? Our app is your complete financial agreement and management solution for personal loans, business contracts, invoices, and debts, with the two parties involved together to verify all the steps of the contract.
🔒 Two-Party Contract Validation system, Create a detailed agreements that require confirmation from both parties. Every contract is validated and tracked by our system using 4 steps:
1- Loan/Invoice is initiated and sent
2- Loan/Invoice received by 2nd party.
3- Repayment is initiated and sent back.
4- 1st party confirm the payback is completed!
with this you can ensure mutual accountability and transparency.
📝 Personal Memo Tracking Manage one-sided financial records for quick personal loans, invoices, and debts when formal contracts aren't needed. Perfect for tracking smaller transactions with friends or family.
📊 Comprehensive Dashboard Get instant visibility into your financial health with clear metrics:
-Total amounts sent and received
-Pending payments awaiting action
-Overdue contracts requiring attention
-Paid vs. unpaid breakdown
⚡ Quick Access Widget View your financial summary directly from your home screen without opening the app. Monitor overdue amounts and pending payments at a glance.
🔔 Smart Notifications Never miss a payment again! Get real-time alerts for:
-Approaching due dates
-Overdue contracts
-Status changes and confirmations
-Payment reminders
✨ Key Features:
Dual-party contract validation system
Single-party memo creation
Part-Payment for multiple installments (New!)
Detailed financial overview dashboard
Home screen widget for instant access
Real-time push notifications
Clean, intuitive interface
Separate tracking for sent/received contracts
Overdue payment monitoring
Payment status tracking
Perfect for:
Personal loans between friends/family
Business invoices and contracts
Debt management
IOU tracking
Payment reminders
Coming soon features:
*Payment proof uploads
*Attachment support (photos, documents)
*Payment history logs
Take control of your financial agreements today. Download now and never lose track of who owes what!
Screenshots










Price History
- Today: Free
- Minimum: Free
- Maximum: Free
Track prices
Developer
- Tech Tool
- Platforms: Android Apps (13)
- Lists: 0 + 1
- Points: 4 + 124,089 ¡
- Rankings: 0
- Reviews: 0
- Discounts: 0
- Videos: 0
- RSS: Subscribe
Points
0 ☹️
Rankings
0 ☹️
Lists
0 ☹️
Reviews
Be the first to review 🌟
Additional Information
- Version: 1.0
- Category:
Android Apps›Finance - OS:
Android 7.0 - Size:
24 Mb - Content Rating:
Everyone - Google Play Rating:
0 - Updated:
- Release Date:
Contacts
- Website:
http://techtool.guruht.com/
«Smart-IOU: Validator System» is a Finance app for Android, developed by «Tech Tool». It was first released on and last updated on . This app is currently free. This app has not yet received any ratings or reviews on AppAgg. AppAgg continuously tracks the price history, ratings, and user feedback for «Smart-IOU: Validator System». Subscribe to this app or follow its RSS feed to get notified about future discounts or updates.
- 🌟 Share
- Google Play
You may also like
-
- Smart Financial Mobile App
- Android Apps: Finance By: Smart Financial Credit Union
- Free
- Lists: 2 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 3,793 (4.8) Version: 4018.1.1 Smart Financial Mobile App simplifies your life. The Smart Financial Android Mobile App gives you the freedom to conveniently and safely: Access your account anytime and anywhere ... ⥯
-
- SMART VALOR - Buy BTC & Crypto
- Android Apps: Finance By: Smart Valor
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 2 + 0 Version: 1.0.31.111 Buy bitcoin & many other tokens at the tap of a button. Now you can easily trade cryptocurrencies on your mobile device! Here s what you can do inside the app: Buy Bitcoin anytime, ... ⥯
-
- Smart Pension
- Android Apps: Finance By: Smart Pension Limited
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 5.7.0 The Smart Pension Employee App will transform the future of pension saving for a new generation. It allows you to pick and choose the most suitable investment funds, track your pension ⥯
-
- Smart VERC
- Android Apps: Finance By: Smart VERC
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 2.1 Finding the real worth of a stock involves not only the company fundamentals (science) but also how you inter-link those parameters with the quality of management and promoter passion ... ⥯
-
- Smart-Acc Info2Go
- Android Apps: Finance By: Smart-Acc Solutions
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 2025.10.03 Manage your business while you re on the go: track information & capture your finance status. Try it out for FREE today! JOIN 15,000 USERS on SmartPOS, Inventory & Accounting * Clean ... ⥯
-
- Smart Dokani Premium
- Android Apps: Finance By: Smart Software Limited
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 1.2.3 Turn your smartphone or tablet into a powerful POS. Manage sales, inventory and employees with ease; engage customers and increase your revenue. Whether you have single or multiple ... ⥯
-
- Smart Office 2.0
- Android Apps: Finance By: JKIT Smart
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 1.3.8 Smart Office is the latest digital assistant to enter the corporate arena. Powered by cutting edge technology, Smart Office offers unprecedented levels of convenience to employees by ... ⥯
-
- FCB Carolinas Smart Branch
- Android Apps: Finance By: Smart Branch
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 14 (3.9) Version: 24.2.50 Manage your accounts anywhere and anytime with First Capital Bank Mobile Banking. Customers can make transfers, check balances, make deposits, and access the full website by a touch of ⥯
-
- Smart Banka
- Android Apps: Finance By: MONETA Money Bank
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 147,085 (4.6) Version: 85.1.0 Smart Banka is a free mobile banking app offering fast and simple bank account administration from your phone. It provides clear overview of all your products, account balance, ... ⥯
- New
- Smart Budget Tracker
- Android Apps: Finance By: O5Studio
- * * Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 1.1.3 Smart Budget Tracker The Ultimate Budget & Expense Manager Take full control of your finances with Smart Budget Tracker, the smartest budget planner and expense tracker app designed to ⥯
-
- Smart Life Insure Calculator
- Android Apps: Finance By: Mathan M
- * Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 9.0.26 Smart Life Insure Calculator is a powerful and user-friendly app designed for insurance agents, development officers, and individuals to calculate premiums, maturity benefits, and ... ⥯
-
- Smart Spend: Expense Tracker
- Android Apps: Finance By: Kaaviya SivaKumar
- * Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 2.0.1 Smart Spend is a simple and secure expense tracker and budget planner that helps you take control of your money. Powered by AI, it makes personal finance easy, private, and ... ⥯
-
- Smart Envoy
- Android Apps: Finance By: Bank of Ceylon
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 1.5 Smart Envoy is a mobile based application for Bank of Ceylon foreign reps (Agents) to access customer's banking profiles for inquiring CASA Accounts with viewing Account Details, ... ⥯
-
- IOU - Debts tracker
- Android Apps: Finance By: Akilli X
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 35 (2.6) Version: 2.0.2 Managing your debts can be a challenging task, especially when you have multiple debts with different people. IOU - Debts Tracker is a powerful and easy-to-use app that helps you keep ... ⥯