| Utvikler: | Spice Money Limited (3) | ||
| Pris: | Gratis | ||
| Rangeringer: | 0 | ||
| Anmeldelser: | 0 Skrive en omtale | ||
| Lister: | 0 + 0 | ||
| Poeng: | 1 + 162,057 (4.1) ¡ | ||
| Google Play | |||
Beskrivelse
As a Spice Money Adhikari, you gain exclusive access to banking & payment services like Aadhaar Enabled Payment System (AePS), Domestic Money Transfer (DMT), mini ATM, micro ATM, cash withdrawals, bill payments, Mobile & DTH recharge, Aadhaar Pay, Prepaid Cards, Adhikari & Grahak Loans & mini ATM devices, enabling you to transform the financial landscape of your village.
Join our extensive network of over 14 lakh+ Adhikaris & transform the financial landscape in over 2.5 lakh villages, reaching 10 crore households across 95% of rural pin codes with the our AEPS APP.
● No working capital required: Start your business with a low initial investment & enjoy long-term commission benefits.
● Easy Onboarding process: The registration process is straightforward & only requires your mobile number & basic KYC documents.
● Higher Commissions: Retailers & distributors earn commissions on every transaction, boosting activity & earning potential.
● Regular Product Training: Stay updated with continuous product training to improve your skills & service offerings.
● Excellent Customer Service: Access dedicated customer support for prompt assistance.
● Secure & reliable platform: A safe banking platform.
This AEPS app streamlines secure transactions like AEPS cash withdrawals, balance inquiries & aeps services & CMS. Spice Money Adhikari offers these through their Smart Banking Points:
👉 Cash Withdrawal: Check your mini statement & Withdraw cash using an Aadhaar-linked bank account with this Aadhar withdrawal app.
👉 Cash Deposit: Depositing cash using an Aadhaar-linked bank account via online AEPS.
👉 Balance Inquiry: Checking balance for an Aadhaar-linked bank account.
👉 Money Transfer (DMT): Transfer money to any bank account in India 24*7
👉 Mini ATM / Micro ATM: Cash withdrawals & deposits using a Debit Card.
Spice Money, regulated by RBI, holds licenses for PPI, Bharat Connect, GSP, IRCTC & corporate agency for insurance by IRDA. It also offers loan services in partnership with RBI-licensed lenders to its Adhikaris & customers.
Key Points for a Personal Loan:
* Loan Amount: 1,000 to 5 Lakhs
* Repayment Tenure: 3 months to 42 Months
* Processing Fees: Upto 6.5% + GST for Loan upto 10,000
* Upto 5.5% + GST for Loan above 10,000
* Annual Percentage Rate (APR): Upto 75%
* Repayment Frequency: Daily, Monthly
Example for Monthly Installment Loan:
* Loan Amount: ₹ 2,00,000/-
* Tenure: 18 months
* Interest Amount @ 19.75% pa: ₹ 32,716/-
* Processing Fee @ 3% + ₹ 500/- + GST: ₹6500/- + GST
* Total Repayment Amount (Loan Amount + Interest): ₹ 2,32,722/-
* EMI: ₹ 12,929/-
Example for Daily Installment Loan:
* Loan Amount: Rs. 50,000
* Tenure: 180 days
* Interest Charge @ 30% pa flat: ₹ 7397
* Processing Fee @ 3%: ₹ 1500 + GST
* Total Amount to be paid: ₹ 57,397
* Daily Installment Amount: ₹ 319
Interest Rate, Processing fees, Annual percentage rate vary by product & lender policy.
The company has following lending partners:
Ekagrata Finance Private Limited
Brand Name: MyShubhLife
https://www.ekagratafinance.com/our-digital-partner.html
For Grievances, contact Asha Daniel @ 8047185299 / grievance@ekagratafinance.com
PAYME INDIA FINANCIAL SERVICES PVT. LTD.
Brand Name: PayMe
https://www.paymeindia.in/spice-money/
For Grievances, contact Gajendra Singh @ 9711059352 / care@pmifs.com
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