描述
Time to ditch confusing points and short-lived cashback. With GoldX, your everyday spends turn into 24K Digital Gold - a reward that lasts.
This is a revolution in credit card rewards - far simpler, richer, and built around real value.
Brought to you in partnership with Yes Bank & Bank of Baroda.
✨Why Gold as rewards?
✅ It work as an investment
✅ It appreciate in value over time
✅ It never expires, unlike other rewards
✨ Where does GoldX reward you:
✈️ Flights
Unlimited 7% back on all flight bookings via Uni Store. No minimum spend. No capping.
🛒 Shopping, Groceries, Food
5% back on Amazon, Flipkart, Myntra, Zomato, Swiggy, BigBasket, Nykaa, TataCliQ via vouchers on Uni Store.
+
Up to 8% back on many more popular merchants.
📱 UPI
Unlimited 1% back on scan & pay
💳 Online/offline spends
Unlimited 1% back, including insurance & jewellery,
🌎 Zero Forex Fee
Use GoldX in 180+ countries with zero additional fee.
🙌🏼 100% Lifetime Free
Zero joining fee. Zero Annual Fee
✅ How GoldX rewards work:
▶️ You earn Uni Coins on spends where 100 Uni Coins = ₹1
▶️ For example, book flights worth ₹1 Lakh, you will get 700,000 Uni Coins. Which is value back of ₹7000.
▶️ Convert Uni Coins to 24K Digital Gold instantly inside the Uni app.
▶️ Your GoldX Vault shows both grams and ₹ value, so you always know how much real value you’ve built.
▶️ Convert this Gold to cash of equal value or mint into a physical gold coin with ZERO making charges.
⚠️ Reward Exclusions
Money transfers, rent, fuel, cash withdrawals, wallet loads, international txns, EMI, Utilities & Govt services. There are no rewards on forex transactions.
✅ How does GoldX on UPI work?
GoldX is a dual-network card. You get a primary VISA or MASTERCARD variant.
Along with that, users can request to issue a complementary RuPay variant from the Uni app. This is a virtual card and can be added to any UPI app - GooglePay, PhonePe, Paytm etc.
✅ Is it safe & secure?
🔒24K Digital Gold in the Uni app is backed & secured by Augmont, one of India’s most trusted gold platforms.
🔒Stay in control: View & copy your card details from the Uni app
🔒Manage & set its transaction limits
🔒Lock your physical card anytime
🔒Reset your card PIN
✅ How to get started:
▶️ Install the Uni app and check your eligibility for GoldX.
▶️ Complete KYC digitally
▶️ Once approved, activate your GoldX card (and your RuPay virtual companion for UPI).
▶️ Spend, earn, convert - watch your 24K Gold grow.
—--------------------------------------
➡️ Uni Loans
Travel, home renovation or a bigger expense?
⭐️Get up to ₹6 Lakhs in loan amount
✅Flexible EMI options
📁Close your loan early with ZERO fee
🧑🏻💻Paperless onboarding
📞24x7 Support
☑️Start in just 3 minutes.
Example of How Uni Personal Loan works:
Loan Amount = ₹51,000
Disbursement Amount = ₹50,000
Tenure = 36 months
Interest rate = 18% p.a
Processing fee = ₹1000
APR* = 19.43%
EMI = ₹1844
Total Interest Payable = ₹1,844 x 36 months - ₹51,000 = ₹15,384
Total Amount Payable = ₹1,844 x 36 months = ₹66,384
*Note: These numbers are for representation purposes only. Final APR will depend on the customer's credit assessment.
*APR (Annual Percentage Rate) is the total cost you'll pay for borrowing money over a year. It includes the interest rate plus any fees charged by the lender. APR gives you a clear picture of how much a loan will really cost you.
🎖All loans are facilitated through Uniorbit Technologies Pvt Ltd (LSP and DLA) in partnership with lending partners (RBI regulated entities) as given below:
NBFC - Northern Arc Capital Limited
—--------------------------------------
Office address -
Uniorbit Technologies Pvt Ltd. (Uni Cards)
No.3, B Nexus, 3rd Block, Koramangala 1A Block, SBI Colony, Koramangala, Bengaluru, Karnataka 560034
To know more, check our website 🌐www.uni.cards
Or send us an email to 📧care@uni.club
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- 版本: 1.76.4
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Uni: GoldX & UPI Credit Card 縮短網址: 已複製!- 🌟 分享
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