| 開發人員: | Aleksey Moryakov (3) | ||
| 價錢: | * 免費 | ||
| 排名: | 0 | ||
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| App Store | |||
描述
What does the app do?
Free Version:
Calculate the yield on a deposit with an initial payment for any duration (in months). You can also include fixed monthly contributions in your calculation. Simply enter the initial deposit amount, the fixed monthly contribution, the deposit term, and the annual interest rate promised by the bank. At the end of the calculation, you’ll see the total amount deposited, the income you’ll earn by the end of the term, and the actual (effective) interest rate on your deposit.
Full Version:
Two additional calculation schemes are available:
1. Goal: Do you have a target you want to reach within a specific period but aren’t sure how much you need to contribute each month to get there using a deposit? Think of this as your “piggy bank” scheme—it calculates the required monthly deposit to reach your goal over a set period. While some might take out a loan and work out their monthly payments, we work in reverse to show you how much to deposit each month to achieve your goal solely through a deposit (without borrowing). Just specify the time frame for your goal, the deposit’s interest rate, the initial payment, and your final target amount, and the app will do the rest.
2. Income: Do you want to receive a specific monthly income from your deposit after a certain period—so that your deposit works for you (or even on your behalf)? In this scheme, you enter the desired future monthly income, the time period to reach it, and the interest rate. The app then calculates the monthly deposit required to achieve that income goal.
In the calculation settings, you can choose the type of compounding for your deposit—daily, monthly, or quarterly. You can also specify the deposit term in either months or years.
螢幕擷取畫面
新功能
- 版本: 1.1.0
- 發佈日期:
- In the new version of the app, enhanced deposit calculation features are now available. These features are offered as a one-time in-app purchase that supports the development of even more exciting updates and shows appreciation for the developer’s hard work. Once you purchase the full version, all future enhancements will be available at no extra cost. All functionality that was previously free remains free.
So, what’s new:
Now, in the calculation settings, you can choose two additional schemes:
1. Goal: Do you have a target you want to reach within a certain period but aren’t sure of the monthly contribution required to get there with a deposit? Think of this as your “piggy bank” scheme—it helps you calculate the monthly deposit needed to reach your goal over a specified period. While some might take out a loan and calculate their monthly payments, we take the reverse approach by calculating how much you need to deposit each month to achieve your goal solely through a deposit (without borrowing). Simply enter the time period for your goal, the deposit’s interest rate, the initial payment, and your final target amount, and the app will compute the required monthly contribution.
2. Income goal: Do you want to earn a specific monthly income from your deposit after a certain period, allowing your deposit to work for you (or on your behalf)? In this scheme, you specify the desired future monthly income, the time frame to achieve it, and the interest rate. The app then calculates the monthly deposit required to reach that income goal.
What else is new? The calculation settings now let you choose the compounding type for your deposit—daily, monthly, or quarterly. Additionally, you can now specify the deposit term in either months or years.
價錢
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* 應用內購買 - 今天: 免費
- 最小值: 免費
- 最大值: 免費
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- Aleksey Moryakov
- 平台: iOS 應用程式 (3)
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