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iKnowKeepVIP:AI AutoAccounting
iKnowKeepVIP — Automating Accounting, Empowering Analysis
VIP edition with multiple languages and themed colors, providing timely and professional accounting support.

【Fully Automated Accounting: Goodbye Manual Entry, Hello Smart Tracking】

Email Bill Parsing:

Supports recognition of bank statements, e-commerce platforms (shopping, travel, etc.), and other billing emails, automatically extracting key details like date, transaction amount, merchant name, and transaction type.

Example: When receiving a “CMB Transaction Statement” email, the system parses each record and syncs it directly into the right account.

SMS Expense Capture:

Detects bank deductions or quick-pay SMS, intelligently extracting time, amount, and counterparties (e.g., “XX Supermarket,” “XX Gas Station”), and automatically categorizing them.

Example: An SMS “CMB Credit Card Payment: ¥9.98” is recognized as “Card Maintenance” expense (based on historical learning) and recorded automatically.

Automated Workflow:

No manual steps needed. Once a bill or SMS arrives, the system auto-completes logging, categorization, and account linkage, saving time and preventing errors or omissions.

【AI-Powered Smart Categorization: Your Financial Brain】

Multi-Dimensional Classification:

Goes beyond basic categories (Daily Needs, Transport, Education) by adding merchant, payer, beneficiary, and project tags (e.g., Taxi → XX Platform → Self → Commute).

Example: A book purchase is auto-tagged as Books (Education) → JD.com → Self → Self-Improvement.

Adaptive Learning:

Learns from your history to refine preferences (e.g., recurring ¥9.98 on the 10th is always labeled as “Card Maintenance”). The more you use it, the smarter it gets.

【Multi-Dimensional Insights: From Big Picture to Details】

Visual Reports:

Assets / Liabilities: Pie charts show proportions across real estate, savings, credit cards, etc.

Income / Expenses: Donut charts highlight spending distribution (e.g., Daily Needs 49.65%, Transport 20.34%).

Trend Tracking:

Monthly / yearly bar charts reveal asset changes or expense fluctuations (e.g., Mar–Aug 2025 asset growth/decline points).

Granular Filters:

Drill down by category, merchant, or payment channel (e.g., view monthly book expenses or all transactions via WeChat Pay).

【Categorized Bill Management: Scenario-Based Efficiency】

Four Bill Types Covered:

Email Bills: Centralized management with traceable originals.

SMS Bills: Summarized transaction alerts for real-time checks.

Recurring Bills: Fixed items (e.g., rent, salary) generated automatically by day/week/month.

Templates: Predefined entries (e.g., Books – WeChat – Education) for one-click reuse.

Smart Recurring Setup:

Supports workday, calendar day, or custom cycles (e.g., daily meal expenses), automatically generating records.

Flexible Templates:

Customize amount, category, channel, and notes (e.g., Books – ¥21.50 – WeChat – New Purchase) for frequent scenarios.

【Ledger & Account Center: Full Financial Control】

Flexible Multi-Ledger Management:

Create ledgers for personal, family, or projects with isolated records (e.g., Family Ledger for shared expenses, Side Business Ledger for extra income).

Full support for create, edit, delete with clear data separation.

Real-Time Account Balances:

Consolidates bank cards, wallets, and cash, showing total assets, net worth, and liabilities (e.g., Real Estate 50.85%, Liabilities 71.9%).

Through the end-to-end process of Automated Recording → Smart Categorization → Multi-Dimensional Insights → Scenario-Based Management → Full Financial Control, iKnowKeep transforms accounting from manual and tedious into automatic and precise—making every expense transparent and every asset traceable.
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