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While trying to entice customers to take their personal loans, banks normally throw in incentives like pre-approved loans, minimal documentation loans, and automatic top-ups as sweeteners.
Personal loans may look simple and attractive, but before availing of one, individuals must do some basic checks. For instance, it is not just the rate of interest, but other factors like the processing fee, foreclosure charges, loan tenure etc. that you need to consider before accepting or rejecting an offer from a bank or NBFC for a personal loan.
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