기술
Whether you’re building wealth, planning for retirement, or testing “what-if” scenarios, it brings clarity to every number that matters.
Core Features
Future Value – See how your balance grows over time. Enter principal, contributions, and interest rate to project the future amount.
Withdrawals – Model drawdowns. Enter how much you withdraw per period and see how long your funds last.
Goal Seek – Work backward to find how much to invest, how long to save, or what rate of return you’ll need to hit your goal.
Years or Rate Required – Quickly calculate the time or rate needed to reach your target.
Visualize Your Results
• Detailed charts and tables show principal, interest, and balance by period.
• Compare yearly vs monthly compounding, accumulation vs drawdown, and conservative vs aggressive rates.
• Great for visual learners who like to experiment with different financial scenarios.
Professional-Grade Accuracy
• Built with high-precision decimal math — no rounding errors.
• Supports both annual and monthly compounding and contribution frequencies.
• Instant recalculation when you adjust values.
Ideal For
• Long-term investors and retirement planners
• Students studying finance or business
• FIRE (Financial Independence, Retire Early) enthusiasts
• Anyone exploring savings, loan, or investment scenarios
Example Scenarios
“If I invest $500 per month for 20 years at 6%, how much will I have?”
“How much can I withdraw monthly from $300,000 at 4%?”
“What rate do I need to reach $1 million in 25 years?”
“How long will my savings last if I withdraw $2,000 monthly?”
Terms of Use
This app is a financial calculator, not an investment advisor.
Terms of Use: https://cicalc-74e14.web.app/en/info/#terms
compound interest, investment calculator, savings growth, retirement planner, financial calculator, 401k calculator, Roth IRA, withdrawal calculator, interest rate, compound growth, FIRE, DCA, ETF, mutual fund, finance app
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