| Developer: | Mukesh Datyal (5) | ||
| Price: | * Free | ||
| Rankings: | 0 | ||
| Reviews: | 0 Write a Review | ||
| Lists: | 0 + 0 | ||
| Points: | 0 + 0 ¡ | ||
Description
What is an FD Calculator?
A fixed deposit calculator is a tool designed to get an estimate of the maturity amount that the investor should expect at the end of a chosen tenure for a specified deposit amount at the applicable rate of interest.
FD calculator is a tool that helps in calculating how much interest one would earn on a fixed deposit. It uses the deposit amount, FD interest rate and tenure of the fixed deposit to calculate the maturity amount. The maturity amount is what one gets at the end of the FD tenure. It consists of the total interest earned on the principal (deposit amount).
How to Use FD Calculator?
To use the FD calculator available here, follow the steps stated below:
Enter the deposit amount in the first field (Fixed Deposit Amount)
Enter the interest rate in the next field (Rate of Interest)
Enter the tenure duration (the period for which you want FD to be active)
Note: You can choose to enter FD duration in years.
Hit the “Calculate” button. The estimated maturity amount will be displayed in the table below the FD Calculator tool. You can also check the total interest in the column next to the maturity amount.
FD Calculator – Benefits
Some of the prime merits of using the FD Calculator present are listed here:
No scope of errors since it’s an automatic calculator
Zeroing-in of cumbersome calculations at multiple tenure, amount and rates thus saving time and effort
The tool is free of cost thus customers can use it multiple times and compare returns for different combinations of FD rates, tenure and amount
Factors Affecting Fixed Deposit Interest Rates
Banks and other financial institutions providing fixed deposit as an investment option to customer consider the following points while deciding on the FD interest rates:
Tenure or Period of Deposit
Tenure or the period of deposit is the period of time for which the deposit amount stays invested in the fixed deposit. This period varies from bank to bank and usually ranges from 7 days to 10 years. Varying terms fetch varying fixed deposit interest rates.
Age of the Applicant
Fixed deposits (banks and other financial institutions) offer preferential interest rates to senior citizens that may range anywhere from 0.25% to 0.75% over the regular interest rate for customers. For some banks, the age limit is 60 years and above while some banks encompass investors with 55 years and above in the senior citizen category.
Current Economic Conditions
Banks and other financial institutions providing fixed deposits keep on correcting their interest rates as per the changes prevailing in the economy including change in repo rate by the Reserve Bank of India (RBI) and inflation. Thus, it is safe to say that prevailing economic conditions carry the potential to impact rates of interest for fixed deposits.
Screenshots
What's new
- Version: 1.2
- Updated:
- FD calculation for interest
Flexible maturity period up to 10 years
Reports yearly to check interest
Simple and easy to use financial tool
Price History
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* Contains Ads - Today: Free
- Minimum: Free
- Maximum: Free
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Developer
- Mukesh Datyal
- Platforms: Android Apps (5)
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Additional Information
- Version: 1.2
- Category:
Android Apps›Finance - OS:
Android 6.0 - Size:
23 Mb - Content Rating:
Everyone - Google Play Rating:
0 - Updated:
- Release Date:
Contacts
- Website:
https://www.datyaltech.com
«FD Calculator : Fixed Deposit» is a Finance app for Android, developed by «Mukesh Datyal». It was first released on and last updated on . This app is currently free. This app has not yet received any ratings or reviews on AppAgg. AppAgg continuously tracks the price history, ratings, and user feedback for «FD Calculator : Fixed Deposit». Subscribe to this app or follow its RSS feed to get notified about future discounts or updates.
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