| Udvikler: | Tech Academy Pvt. Ltd. (71) | ||
| Pris: | Gratis | ||
| Rangeringer: | 0 | ||
| Anmeldelser: | 0 Skriv en anmeldelse | ||
| Kommentarer: | 0 Skriv kommentar | ||
| Lister: | 0 + 0 | ||
| Point: | 0 + 0 ¡ | ||
| Google Play | |||
Beskrivelse
Key feature of Hamro Saving mBank
It enables user for various banking transaction like Fund Receive/Transfer
Keeps track of all your transactions through secured app.
Hamro Saving mBank facilitates you to pay different bills and utility payment through highly secured merchants.
Receive and send money through remittance services
QR scan: Scan and Pay feature that allows you to scan and pay to the different merchants.
Highly secured app with two factor authentication and fingerprint.
Apply for loan through our app:
Hamro Saving mBank offers different types of loan to our customer, we will be listing the loan category with interest rate and you can choose to apply for the needed loan category.
(Note: This is just a loan information for applying and for the approval customer needs to visit the Hamro Saving and Credit Co-operative Ltd. Office)
Personal Loan Example
For Personal loan, followings things apply:
A. Minimum Loan Amount NRs 10,000.00 Maximum Loan Nrs. 1,000,000.00
B. Loan Tenure: 60 months(1825Days)
C. Repayment mode: EMI
D. Grace Period: 6 Months. Interest must be paid in grace period.
E. Interest Rate: 14.75%
F. Processing Fees = 1 % of loan amount.
G. Eligibility:
1. Resident of Nepal.
2. Age above 18 years
3. Must have a guarantor.
4. Have an income source with tax clearance document
*APR = Annual Percentage Rate
H. The minimum period of repayment is 12 months(1 year) and the maximum period of repayment is loan tenure period as per the agreement (which is 5 years in this example).
I. The Maximum Annual percentage Rate is 14.75%.
Personal loan Example:
Let's say you are applying for a Personal loan amounted NRs 1,000,000.00 from the organization at the rate of interest of 14.75% (annual) and your loan tenure is 5 years,
Equated Monthly Instalment (EMI)= Rs.23659.00
Total payable interest = Rs.407722.00
Total Payment = Rs. 407722.00
Loan processing fees = 1% of loan amount = 1% of Rs. 1,000,000.00 = Rs. 10,000.00
EMI will be calculated as under:
P x R x (1+R)^N / [(1+R)^N-1]
where,
P = Principal amount of the loan
R = Rate of interest (Annual)
N = Number of monthly instalments.
EMI = 1,000,000* 0.0129 * (1+ 0.0129)^24 / [(1+ 0.0129)^24 ]-1
= Rs 23,659.00
So, your monthly EMI would be = Rs. 23659.00
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 14.75% per annum, then R = 14.75/12/100 = 0.0121.
so, Interest = P x R
= 1,000,000.00 x 0.0121
= Rs.12,123.00 for first month
Since EMI consists of principal + Interest
Principal = EMI - Interest
= 23,659.00-12,123.
= Rs.11536 in a first installment which can be vary on other installment.
And for the next month, opening loan amount = Rs.1,000,000.00-Rs. 11536.00 = Rs.988464.00
Disclaimers: We are not asking applicants to pay advance money for loan. Please be aware of such fraudulent activities.
Ad
Skærmbilleder
Prishistorie
- I dag: Gratis
- Minimum: Gratis
- Maksimalt: Gratis
Overvåg priser
Ad
Udvikler
- Tech Academy Pvt. Ltd.
- Platforme: Android Apps (71)
- Lister: 0 + 0
- Point: 0 + 0 ¡
- Rangeringer: 0
- Anmeldelser: 0
- Kommentarer: 0
- Rabatter: 0
- Videoer: 0
- RSS: Abonner
Point (0)
0 ☹️
Rangeringer (0)
0 ☹️
Lister (0)
0 ☹️
- Hamro Saving mBank
Anmeldelser (0)
Vær den første til at gennemgå 🌟
Kommentarer (0)
Vær den første til at kommentere 🌟
Yderligere oplysninger
- Version: 6.0.3
- Kategori:
Android Appsݯkonomi - Operativsystem:
Android 5.0 - Størrelse:
21 Mb - Indholdsklassificering:
Everyone - Google Play Bedømmelse:
0 - Opdateret:
- Udgivelsesdato:
«Hamro Saving mBank». Platform: Android. Kategori: Økonomi. Udvikler: «Tech Academy Pvt. Ltd.». Første udgivelse: . Sidste opdatering: . Nuværende pris: gratis. Denne titel har endnu ikke modtaget vurderinger eller anmeldelser på AppAgg. AppAgg sporer prishistorik, vurderinger og brugerfeedback for «Hamro Saving mBank». Følg fremtidige rabatter og opdateringer via RSS. AppAgg hoster ikke applikationer eller distribuerer software. Alle varemærker, logoer og skærmbilleder tilhører deres respektive ejere.
Hamro Saving mBank Kort webadresse: Kopieret!- 🌟 Del
- Google Play
Du vil måske også kunne lide
-
- Hamro Super Smart App
- Android Apps: Økonomi Ved: MBANK TECHNOLOGIES
- Gratis
- Lister: 0 + 0 Rangeringer: 0 Anmeldelser: 0
- Point: 0 + 0 Kommentarer: 0 Version: 6.0.13 Hamro Super Smart App is Hamro Super Saving and Credit Cooperative Limited official Mobile Banking Application which enables its customers to keep track of their account maintained at ... ⥯
-
- Hamro Pay
- Android Apps: Økonomi Ved: Hamro Patro
- Gratis
- Lister: 0 + 0 Rangeringer: 0 Anmeldelser: 0
- Point: 0 + 0 Kommentarer: 0 Version: 1.0.6 Hamro Pay is Nepal's emerging digital wallet and payment platform, designed to make your financial transactions simple, secure, and seamless. Whether you re paying bills, transferring ... ⥯
-
- Saving Diary - Money Manager
- Android Apps: Økonomi Ved: Saving Diary
- * * Gratis
- Lister: 0 + 0 Rangeringer: 0 Anmeldelser: 0
- Point: 0 + 0 Kommentarer: 0 Version: 1.6.3 Saving Diary: Expense Tracker & Budget Planner Take control of your money with Saving Diary, the ultimate finance app for managing expenses, saving goals, and budgeting. Whether you're ⥯
-
- MBANK - The Muslim Co-Op. Bank
- Android Apps: Økonomi Ved: MBank.
- Gratis
- Lister: 0 + 0 Rangeringer: 0 Anmeldelser: 0
- Point: 0 + 0 Kommentarer: 0 Version: 1.6.5 Mobile banking application for The Muslim Co-Operative Bank's customers, provides various facilities like IMPS transaction, Accounts summary, Mini statement, Balance inquiry, Opening ... ⥯
- Ny
- Sauntha Smart mBank
- Android Apps: Økonomi Ved: HAMRO TECHNOLOGY PRIVATE LIMITED
- Gratis
- Lister: 0 + 0 Rangeringer: 0 Anmeldelser: 0
- Point: 0 + 0 Kommentarer: 0 Version: 6.0.3 Sauntha Smart mBank provides different banking solution as well as facilitating utility payment and mobile recharge/ topup for different telecom service provider like Nepal telecom, ... ⥯
-
- Hamro Smart App
- Android Apps: Økonomi Ved: Mobile Finance Technology
- Gratis
- Lister: 0 + 0 Rangeringer: 0 Anmeldelser: 0
- Point: 0 + 0 Kommentarer: 0 Version: 1.0.7 Hamro Smart App is a mobile banking app built for Hamro Saving & Credit Co-operative Ltd that offers seamless access to various financial services such as bank to bank transfer, ... ⥯
-
- Hamro iSmart
- Android Apps: Økonomi Ved: iSmart DevanaSoft
- Gratis
- Lister: 0 + 0 Rangeringer: 0 Anmeldelser: 0
- Point: 0 + 0 Kommentarer: 0 Version: 1.5.30 Hamro iSmart App is official mobile for Hamro Saving Credit Cooperative Society Ltd which offers various banking services. Hamro iSmart App is accessible only to co-operative customers ⥯
-
- Mbank UAE Business
- Android Apps: Økonomi Ved: Al Maryah Community Bank L.L.C
- Gratis
- Lister: 0 + 0 Rangeringer: 0 Anmeldelser: 0
- Point: 0 + 0 Kommentarer: 0 Version: 1.1.0 Banking for business. Bank 24/7 with the Mbank UAE Business Mobile Application. Using mobile banking you can safely and securely perform below mentioned operations/transactions: Manage ⥯
-
- Hamro Share - Nepali Share App
- Android Apps: Økonomi Ved: EKTUKRA CREATORS
- * Gratis
- Lister: 0 + 0 Rangeringer: 0 Anmeldelser: 0
- Point: 1 + 4,537 (4.5) Kommentarer: 0 Version: 8.4.4 Hamro Share - Your One-Stop Nepali Share Market (NEPSE) Information Hub! Hamro Share is the ultimate destination for mobile users of the Nepali share market (NEPSE). Whether you re a ... ⥯
- Ny
- Hamro Coop Connect
- Android Apps: Økonomi Ved: iCloud Services
- Gratis
- Lister: 0 + 0 Rangeringer: 0 Anmeldelser: 0
- Point: 0 + 0 Kommentarer: 0 Version: 6.1.8 Hamro Coop Connect provides different banking solution as well as facilitating utility payment and mobile recharge for different telecom service providers for the account holders of ... ⥯
-
- Hamro SACOOS
- Android Apps: Økonomi Ved: Zinob Inc. Pvt. Ltd.
- Gratis
- Lister: 0 + 0 Rangeringer: 0 Anmeldelser: 0
- Point: 0 + 0 Kommentarer: 0 Version: 1.3.0.92 Hamro SACOOS Mobile Banking App allows co-operative to provide mobile baking solution for members. With this version of Hamro SACOOS Mobile Banking App registered customer of ... ⥯
-
- Saving-Data
- Android Apps: Økonomi Ved: A D E Developers
- Gratis
- Lister: 0 + 0 Rangeringer: 0 Anmeldelser: 0
- Point: 0 + 0 Kommentarer: 0 Version: 5.0.0 Saving-Data is a reliable VTU (Virtual Top-Up) platform that allows users to buy cheap data and airtime instantly. Designed for resellers and everyday users,Saving-Data offers ... ⥯
-
- Hamro SAN: Restaurant & Retail
- Android Apps: Økonomi Ved: SAN Solution Nepal Pvt. Ltd.
- Gratis
- Lister: 0 + 0 Rangeringer: 0 Anmeldelser: 0
- Point: 0 + 0 Kommentarer: 0 Version: 5.2.0 Hamro SAN is and easy-to-use and fast system for sales, receipt, stock management. Who can use Hamro SAN? - Individual Person to record personal income expense track - Small business ... ⥯
-
- Hamro Triveni SmartBanking
- Android Apps: Økonomi Ved: MicroBanker Nepal Pvt. Ltd.
- Gratis
- Lister: 0 + 0 Rangeringer: 0 Anmeldelser: 0
- Point: 0 + 0 Kommentarer: 0 Version: 4.2.9 Hamro Triveni SmartBanking allows its registered users to access their account in an convenient manner. It is secured and is available 24X7. The user can preview their balances, ... ⥯