| Developer: | MBANK TECHNOLOGIES (38) | ||
| Price: | Free | ||
| Rankings: | 0 | ||
| Reviews: | 0 Write a Review | ||
| Lists: | 0 + 0 | ||
| Points: | 0 + 0 ¡ | ||
| Google Play | |||
Description
Features
Manage your account
Track your finances
Track your account history
Protect your account with your fingerprint
Make payments of your utilities
Pay your internet bills, phone bills, mobile top-up, and many other payments for the services you use
Transfer funds instantly
QR Payments:
Scan and Pay feature that allows you to scan and pay to the different merchants.
Calendar:
Customer can view official calendar of Hamro Super Saving and Credit Cooperative Limited on our apps.
Location:
Customers can find our Office location.
Apply for loan through our app:
Hamro Super Smart App offers different types of loan to our customer, we will be listing the loan category with interest rate and you can choose to apply for the needed loan category.
(Note: This is just a loan information for applying and for the approval customer needs to visit the Hamro Super Saving and Credit Co-operative Ltd. Office)
Personal Loan Example
For Personal loan, followings things apply:
A. Minimum Loan Amount NRs 10,000.00 Maximum Loan Nrs. 1,000,000.00
B. Loan Tenure: 60 months(1825Days)
C. Repayment mode: EMI
D. Grace Period: 6 Months. Interest must be paid in grace period.
E. Interest Rate: 14.75%
F. Processing Fees = 1 % of loan amount.
G. Eligibility:
1. Resident of Nepal.
2. Age above 18 years
3. Must have a guarantor.
4. Have an income source with tax clearance document
*APR = Annual Percentage Rate
H. The minimum period of repayment is 12 months(1 year) and the maximum period of repayment is loan tenure period as per the agremeent (which is 5 years in this example).
I. The Maximum Annual percentage Rate is 14.75%.
Personal loan Example:
Let's say you are applying for a Personal loan amounted NRs 1,000,000.00 from the organization at the rate of interest of 14.75% (annual) and your loan tenure is 5 years,
Equated Monthly Instalment (EMI)= Rs.23659.00
Total payable interest = Rs.407722.00
Total Payment = Rs. 407722.00
Loan processing fees = 1% of loan amount = 1% of Rs. 1,000,000.00 = Rs. 10,000.00
EMI will be calculated as under:
P x R x (1+R)^N / [(1+R)^N-1]
where,
P = Principal amount of the loan
R = Rate of interest (Annual)
N = Number of monthly instalments.
EMI = 1,000,000* 0.0129 * (1+ 0.0129)^24 / [(1+ 0.0129)^24 ]-1
= Rs 23,659.00
So, your monthly EMI would be = Rs. 23659.00
The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 14.75% per annum, then R = 14.75/12/100 = 0.0121.
so, Interest = P x R
= 1,000,000.00 x 0.0121
= Rs.12,123.00 for first month
Since EMI consists of principal + Interest
Principal = EMI - Interest
= 23,659.00-12,123.
= Rs.11536 in a first installment which can be vary on other installment.
And for the next month, opening loan amount = Rs.1,000,000.00-Rs. 11536.00 = Rs.988464.00
Disclaimers: We are not asking applicants to pay advance money for loan. Please be aware of such fraudulent activities.
Screenshots
Price History
- Today: Free
- Minimum: Free
- Maximum: Free
Track prices
Developer
- MBANK TECHNOLOGIES
- Platforms: Android Apps (30) iOS Apps (8)
- Lists: 0 + 0
- Points: 5 + 0 ¡
- Rankings: 0
- Reviews: 0
- Discounts: 0
- Videos: 0
- RSS: Subscribe
Points
0 ☹️
Rankings
0 ☹️
Lists
0 ☹️
Reviews
Be the first to review 🌟
Additional Information
- Version: 6.0.10
- Category:
Android Apps›Finance - OS:
Android 5.0 - Size:
21 Mb - Content Rating:
Everyone - Google Play Rating:
0 - Updated:
- Release Date:
«Hamro Super Smart App» is a Finance app for Android, developed by «MBANK TECHNOLOGIES». It was first released on and last updated on . This app is currently free. This app has not yet received any ratings or reviews on AppAgg. AppAgg continuously tracks the price history, ratings, and user feedback for «Hamro Super Smart App». Subscribe to this app or follow its RSS feed to get notified about future discounts or updates.
Hamro Super Smart App Short URL: Copied!- 🌟 Share
- Google Play
You may also like
-
- Hamro Janakalyan Smart App
- Android Apps: Finance By: InfoDevelopers Pvt. Ltd.
- * Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 4.0.7 Hamro Janakalyan Smart App is an online payment mobile application developed for utility payment such as bill payment, recharge or top up of service providers like Nepal Telecom, Ncell ⥯
-
- super.money - UPI by Flipkart
- Android Apps: Finance By: Super.money
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 2 + 1,715,962 (4.2) Version: 2.0.5 super.money: Your go-to App for Credit Cards, UPI, Fixed Deposits, and more. Basically, you name it, we ve made it super. So, what can you do with super.money? Pay with superUPI - the ... ⥯
-
- Super.com - Save, Earn, Travel
- Android Apps: Finance By: Super (previously SnapTravel)
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 1 + 23,117 (4.5) Version: 12.2.0 Super.com Save Money, Earn Rewards & Travel for Less Super.com (previously Snaptravel) is the all-in-one app that helps you save more, earn more, and spend smarter right from your ... ⥯
-
- Hamro Pay
- Android Apps: Finance By: Hamro Patro
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 1.0.6 Hamro Pay is Nepal's emerging digital wallet and payment platform, designed to make your financial transactions simple, secure, and seamless. Whether you re paying bills, transferring ... ⥯
-
- Smart Financial Mobile App
- Android Apps: Finance By: Smart Financial Credit Union
- Free
- Lists: 2 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 3,755 (4.7) Version: 4018.1.1 Smart Financial Mobile App simplifies your life. The Smart Financial Android Mobile App gives you the freedom to conveniently and safely: Access your account anytime and anywhere ... ⥯
-
- Super Finserv- Mutual Funds, S
- Android Apps: Finance By: Super Finserv Pvt. Ltd.
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 1 + 0 Version: 2.2.6 Super Finserv is one-stop platform for all your Wealth Management needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - ... ⥯
-
- Super Payments
- Android Apps: Finance By: Super Payments
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 1.0.385 Super Payments powers free payments forever for businesses, and more rewarding shopping for our members, so everyone wins. In this first version of the app you can complete an ... ⥯
-
- SMART VALOR - Buy BTC & Crypto
- Android Apps: Finance By: Smart Valor
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 2 + 0 Version: 1.0.31.111 Buy bitcoin & many other tokens at the tap of a button. Now you can easily trade cryptocurrencies on your mobile device! Here s what you can do inside the app: Buy Bitcoin anytime, ... ⥯
-
- Smart VERC
- Android Apps: Finance By: Smart VERC
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 2.1 Finding the real worth of a stock involves not only the company fundamentals (science) but also how you inter-link those parameters with the quality of management and promoter passion ... ⥯
-
- Smart Pension
- Android Apps: Finance By: Smart Pension Limited
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 5.7.0 The Smart Pension Employee App will transform the future of pension saving for a new generation. It allows you to pick and choose the most suitable investment funds, track your pension ⥯
-
- Smart-Acc Info2Go
- Android Apps: Finance By: Smart-Acc Solutions
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 2025.10.03 Manage your business while you re on the go: track information & capture your finance status. Try it out for FREE today! JOIN 15,000 USERS on SmartPOS, Inventory & Accounting * Clean ... ⥯
-
- Smart Dokani Premium
- Android Apps: Finance By: Smart Software Limited
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 1.2.3 Turn your smartphone or tablet into a powerful POS. Manage sales, inventory and employees with ease; engage customers and increase your revenue. Whether you have single or multiple ... ⥯
-
- Smart Office 2.0
- Android Apps: Finance By: JKIT Smart
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 1.3.8 Smart Office is the latest digital assistant to enter the corporate arena. Powered by cutting edge technology, Smart Office offers unprecedented levels of convenience to employees by ... ⥯
-
- Super payment checker
- Android Apps: Finance By: Cbus Super Fund
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 0 Version: 1.40 The Super Payment Checker is only available to registered Union Delegates and Cbus Coordinators for use on Cbus scannable member cards. ⥯