| Developer: | Home Credit India Finance Private Limited (1) | ||
| Price: | Free | ||
| Rankings: | 5 (1) | ||
| Reviews: | 5 (1) Write a Review | ||
| Lists: | 0 + 1 | ||
| Points: | 1 + 601,115 (4.5) ¡ | ||
| Google Play | |||
Description
✨Explore the features & benefits of our personal loan app:
✅Instant Loan Approval - Get your personal loan approved within just 5 minutes on our user-friendly loan app.
✅Quick Disbursal - Once approved, your loan gets disbursed directly to your bank account, ensuring swift access to funds.
✅Trusted Loan App - Home Credit is a trusted RBI-registered NBFC, serving millions of happy customers.
✅Minimal Documentation - Apply for a cash loan with just 2 documents, i.e., your PAN card & an address proof.
✅100% Safe & Secure - Enjoy complete transparency & security with no hidden charges, ensuring a worry-free borrowing experience.
✅Flexible Repayment Options - Repay your loan EMIs conveniently with our multiple repayment methods, tailored to suit your financial needs.
✅Personalized Loan Solutions - Instant loan to cater to all your financial needs such as medical emergencies, home renovation, higher studies, travel, or wedding expenses.
✨Why Choose Home Credit Personal Loan App?
✔User -Friendly
✔Trusted by Over 1.9 Crore+ happy customers
✔4.5 star rating on Google Play Store
📋How to Apply for an Instant Personal Loan Online?
👉Download the Home Credit personal loan app.
👉Submit your details and complete registration process.
👉Upload your KYC documents.
👉Enjoy instant approval & get funds disbursed directly to your bank account.
📋Eligibility Criteria for Home Credit Personal Loan:
✔Should be an Indian citizen.
✔Age requirements: 18 - 60 years
✔Should be a salaried, pensioner, or self-employed individual.
✔Should be an existing customer of Home Credit (should have availed Ujjwal EMI Card/ Consumer Durable Loans/ Personal Loan/ Flexible Personal Loan in the past).
📋Documents Required to Apply for Instant Personal Loan:
✅PAN Card & address proof.
✨Personal Loan Features:
✔Loan Amount: Up to ₹4,80,000
✔Minimum Annual Percentage Rate (APR): 19.5%
✔Minimum repayment period: 9 months
✔Maximum repayment period: 60 months
✔If you opt for a Value-Added Service, the fee for the same shall be levied additionally
✔ If you opt for Safe Pay Services, you get benefits like Payment Holiday, Free Early Repayment, Life Insurance & Health Services with your loan.
Representative Example:
Loan Amount: ₹70,000
Tenure: 24 months
Interest Rate: 32%*
EMI: ₹3986/month
Processing Fees: ₹2,730*
Total Amount Payable: ₹95,672
*The annual interest rates will vary as per the risk profile of the customer.
Maximum APR can go up to 36%. These numbers are indicative & subject to change.
✨In addition to our personal loan offerings, Home Credit India introduces the Ujjwal EMI Card, a unique financial tool designed to enhance your shopping experience, both online & offline.
✨Ujjwal EMI Card Features:
☑️Enjoy online & offline shopping on easy EMIs
☑️Instant Pre-approved limit of up to ₹75,000
☑️No-Cost EMI options on the Home Credit Personal Loan App.
☑️Payment modes include auto debit, UPI, net banking, & debit cards.
☑️Experience a 100% digital loan process with our app.
At Home Credit, we ensure absolute safety of our customers using world class security & privacy standards to protect their data, ensuring a safe borrowing experience. All information requested from Home Credit is only used to generate the best offers for you.
Contact Us:
📧Email: care@homecredit.co.in
📱Call: +91-1246628888 (Between 9:00 AM - 6:00 PM, All Days)
🌐Website: https://www.homecredit.co.in/contact-us
🏢Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India
Screenshots
Video
What's new
- Version: 4.57.1
- Updated:
- We've added more products to choose from and made several improvements to enhance your experience on our app:
Security & Login Enhancements
• Improved Biometric login for secure access
• Fraud protection : concurrent login and remote access restricted
• Ability to block your EMI Card directly from the app
User Experience Improvements
• Smoother version upgrades
• Improved V-KYC journey
Minor bug fixes
Price
- Today: Free
- Minimum: Free
- Maximum: Free
Track prices
Developer
- Home Credit India Finance Private Limited
- Platforms: Android Apps (1)
- Lists: 0 + 1
- Points: 1 + 601,115 ¡
- Rankings: 5 (1)
- Reviews: 5 (1)
- Discounts: 0
- Videos: 1
- RSS: Subscribe
Points
-
- 21 Killer Dol
- +1
Rankings
-
- 7 Vikas Agrawal
- 5
Lists
Not found ☹️
Reviews
-
- 7 Vikas Agrawal
- 5
Very good app and very user friendly, helped me get personal loan in minutes.
Additional Information
- Version: 4.57.1
- ID: com.portal.hcin
- Category:
Android Apps›Finance - OS:
Android 8.0 - Size:
26 Mb - Content Rating:
Everyone - Google Play Rating:
4.5(601,115) - Updated:
- Release Date:
Contacts
- Website:
https://www.homecredit.co.in/
«Home Credit: Personal Loan App» is a Finance app for Android, developed by «Home Credit India Finance Private Limited». It was first released on and last updated on . This app is currently free. AppAgg users rated this app 5 out of 5, based on 1 votes. It also received 1 user reviews. AppAgg has tracked 1 confirmed points plus 601,115 indirect points for this app. On Google Play, the current store rating is 4.5 based on 601,115 votes. AppAgg continuously tracks the price history, ratings, and user feedback for «Home Credit: Personal Loan App». Subscribe to this app or follow its RSS feed to get notified about future discounts or updates.
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