| 개발자: | Fair Vinimay Services Pvt Ltd (2) | ||
| 가격: | 무료 | ||
| 순위: | 0 | ||
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| Google Play | |||
기술
IMM believes in direct sourcing, in-depth credit assessment and in-person meeting with borrowers to build a portfolio of hand-picked prime borrowers for lenders. Lendor can split funds into multiple loans to minimize risk along with precise online tracking & collections support.
Lenders get calling, email and complete relationship support.
Earn higher returns by lending on P2P Platform and Change Lives | Lend Now
Why IMM
Trusted by 2000+ registered lenders
RBI–registered, a regulated entity
Backed by marquee investors from the industry
IMM Salient Features for Lender
RBI Registered NBFC-P2P
Credit Worthy Small Business Borrowers
Loan for Productive Business Use
Direct On-Ground Assessment
Direct Relationship with PAN India Presence
Managed by ICICI Trusteeship Services Pvt. Ltd.
No withdrawal charges
100% digital account opening process
Investment amount Rs. 25000 to Rs. 50,00,000
Eligibility Criteria: A person should be an adult Indian citizen with a valid KYC and Indian bank account to become an investor on the platform.
NRIs with NRO account and Indian PAN are also eligible to be investor on Platform.
IMM Salient Features for Borrower
Maximum Tenor 36 months
Annual Percentage Rate (APR): 18 - 25%
Processing Fee: 1 – 5% of loan amount (+ GST of 18%)
Loan Amount: Up to INR 5 Lacs.
Registration fees: INR 500 + GST of 18%
A representative example of the total cost of a loan:
For Rs.50,000 borrowed for 6 months, with interest rate @ 18% per annum reducing and Processing fee of 1%, at APR 22% borrower would pay:
Processing fee: Rs. 1770 (Incl GST)
Registration fee: Rs. 590 (Incl GST)
EMI (Monthly Repayment) =Rs. 8777*6 months
Total Interest Paid = Rs.2658
Total Amount to be paid =Rs.53,842
Interest Rate may vary based on your risk profile
To know more about us check out - https://www.indiamoneymart.com
Please reach out to us with your queries and feedback at support@indiamoneymart.com
Regards,
Team IndiaMoneyMart
Risk Disclaimer:
Fair Vinimay Services Private Limited (IndiaMoneyMart, “IMM”) is an NBFC-P2P lending platform registered with the Reserve Bank of India. However, RBI does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by IMM and does not provide any assurance for repayment of the loans lent on it. RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or the opinions expressed by the company and for repayment of deposits / discharge of liabilities by the company.
The information contained herein is only to enable the Lender to make a considered decision. Any decision taken by the Lender on the basis of this information is the sole responsibility of the Lender and IMM is not liable.
IMM only facilitates an online platform Borrowers and the Lenders on its online platform. The decision to lend is entirely at the discretion of the Lender and IMM does not guarantee that the Borrowers will receive any loans from the Lenders. IMM merely aids and assists the Lenders and the Borrowers listed on its website to make and receive loans and charges a service fee from the Lenders and the Borrowers for such assistance. IMM is only an ‘Intermediary’ under the provisions of the Information Technology Act, 1999.
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