Разработчик: | 41Reason (6) | ||
Цена: | * Бесплатно | ||
Рейтинги: | 0 | ||
Отзывы: | 0 Написать отзыв | ||
Списки: | 0 + 0 | ||
Очки: | 0 + 0 ¡ | ||
Очки + 1 |
Описание
Mortgage Loan Calculator is an application that will help you calculate the mortgage loan that best suits your needs.
It has a simple but powerful interface and you will easily obtain the monthly payment that would correspond to the data entered, such as the value of the property for which the mortgage loan is requested, the down payment made, the years of maturity or the interest rate.
You will be able to check an accurate amortization table in which you will see, month by month or by year: the interest applied, the amortized capital and the resulting balance at that date, as well as the corresponding LTV (Loan To Value).
We also offer charts so you can easily and quickly visualize the progress of the mortgage loan throughout its duration.
Features:
- Easy to enter data: property value, down payment, interest and term in years.
- Instant calculation of the amount due per month
- Amortization tables by years or all payments, showing principal paid, interest, remaining balance and LTV
- Amazing graphs such as detailed payment made over the life of the mortgage, balance at each point in time and total breakdown of interest and principal paid
- Summary report with all calculated data
What is a mortgage?
A mortgage is a loan from a bank or a financial institution that helps the borrower purchase a house. A mortgage is secured by the home itself, so if the borrower defaults on the loan, the bank can sell the home and recoup its losses. Mortgage payments are usually monthly and consist of four components: principal, interest, taxes and insurance.
Before getting a mortgage, the borrower agrees to certain terms and conditions. These specify how long she has to pay the mortgage back, which can span decades, and how much she has to pay each year as well as what she’s required to pay at signing, which is a percentage of the home’s cost called a down payment.
These terms and conditions also specify the rate at which interest accrues, and whether it accrues at a fixed rate, which means the rate stays the same for the entire term of the loan; or at an adjustable rate, where the interest rate can be raised or lowered. Some mortgages are a hybrid of both, like the 7/1 adjustable-rate mortgage (ARM), which accrue interest at a fixed rate for the first seven years of its term, after which the lender may adjust the interest rate.
Borrowers pay back the bank for their mortgage at regular intervals, usually monthly. The payments go toward the total amount of money borrowed, which is called the principal, and the interest, although the latter is tax-deductible. The process of paying off a mortgage is called amortization.
Mortgages are considered secured loans, meaning that they’re backed up by an asset — the house — should the homeowner default. When the borrower defaults, lenders are permitted to take back the house, which is called foreclosure. For this reason, some lenders require borrowers to take out some kind of insurance, such homeowners’ insurance, which covers material damage to the property, or mortgage insurance, which protects the lender in case the borrower defaults.
ещё ↓ It has a simple but powerful interface and you will easily obtain the monthly payment that would correspond to the data entered, such as the value of the property for which the mortgage loan is requested, the down payment made, the years of maturity or the interest rate.
You will be able to check an accurate amortization table in which you will see, month by month or by year: the interest applied, the amortized capital and the resulting balance at that date, as well as the corresponding LTV (Loan To Value).
We also offer charts so you can easily and quickly visualize the progress of the mortgage loan throughout its duration.
Features:
- Easy to enter data: property value, down payment, interest and term in years.
- Instant calculation of the amount due per month
- Amortization tables by years or all payments, showing principal paid, interest, remaining balance and LTV
- Amazing graphs such as detailed payment made over the life of the mortgage, balance at each point in time and total breakdown of interest and principal paid
- Summary report with all calculated data
What is a mortgage?
A mortgage is a loan from a bank or a financial institution that helps the borrower purchase a house. A mortgage is secured by the home itself, so if the borrower defaults on the loan, the bank can sell the home and recoup its losses. Mortgage payments are usually monthly and consist of four components: principal, interest, taxes and insurance.
Before getting a mortgage, the borrower agrees to certain terms and conditions. These specify how long she has to pay the mortgage back, which can span decades, and how much she has to pay each year as well as what she’s required to pay at signing, which is a percentage of the home’s cost called a down payment.
These terms and conditions also specify the rate at which interest accrues, and whether it accrues at a fixed rate, which means the rate stays the same for the entire term of the loan; or at an adjustable rate, where the interest rate can be raised or lowered. Some mortgages are a hybrid of both, like the 7/1 adjustable-rate mortgage (ARM), which accrue interest at a fixed rate for the first seven years of its term, after which the lender may adjust the interest rate.
Borrowers pay back the bank for their mortgage at regular intervals, usually monthly. The payments go toward the total amount of money borrowed, which is called the principal, and the interest, although the latter is tax-deductible. The process of paying off a mortgage is called amortization.
Mortgages are considered secured loans, meaning that they’re backed up by an asset — the house — should the homeowner default. When the borrower defaults, lenders are permitted to take back the house, which is called foreclosure. For this reason, some lenders require borrowers to take out some kind of insurance, such homeowners’ insurance, which covers material damage to the property, or mortgage insurance, which protects the lender in case the borrower defaults.
Что нового
- Версия: 1.1.1
- Обновлено:
Цена
-
*Есть реклама
- Сегодня: Бесплатно
- Минимум: Бесплатно
- Максимум: Бесплатно
Отслеживайте цены
Разработчик
- 41Reason
- Платформы: Android Приложения (6)
- Списки: 0 + 0
- Очки: 0 + 155 ¡
- Рейтинги: 0
- Отзывы: 0
- Скидки: 0
- Видео: 0
- RSS: Подписаться
Очки
Не найдено ☹️
Рейтинги
Не найдено ☹️
Списки
Не найдено ☹️
Отзывы
Ваш отзыв будет первым!
Дополнительная информация
- Категория:
Android Приложения
›Финансы
- Операционные системы:
Android 5.0 и выше
- Размер:
21 Mb
- Возрастные ограничения:
Everyone
- Google Play Рейтинг:
0
- Обновлено:
- Дата выпуска:
Контакты
- Сайт: https://41reasonapps.com
Вам также могут понравиться
-
- Mortgage/Loan Calculator
- Android Приложения: Финансы От: nimrod project
- * Бесплатно
- Списки: 0 + 0 Рейтинги: 0 Отзывы: 0
- Очки: 0 + 312 Версия: 1.5.0 Navigate Your Loan Payments with Ease and Precision! The Mortgage/Loan Calculator is an essential tool for anyone dealing with loans or mortgages. It's designed to give you a detailed ...
-
- Mortgage Loan Calculator
- Android Приложения: Финансы От: MSgs
- * Бесплатно
- Списки: 0 + 0 Рейтинги: 0 Отзывы: 0
- Очки: 0 + 29 Версия: Version3.1.1 This Calculator is designed to determine the best payment method for your mortgage loan it determine the minimum cash required at the beginning of the loan and also calculate 2 ...
-
- Mortgage Loan Calculator
- Android Приложения: Финансы От: Telemutuo S.p.a.
- * Бесплатно
- Списки: 0 + 0 Рейтинги: 0 Отзывы: 0
- Очки: 0 + 757 Версия: 7.0.6 CALCULATOR With this application you can easily calculate: - the monthly payment (monthly, bi-monthly, etc...) - the loan/mortgage term - the maximum loan/mortgage amount you can ...
-
- Mortgage Loan Calculator Pro
- Android Приложения: Финансы От: Starflower Solutions
- $4.99
- Списки: 0 + 0 Рейтинги: 0 Отзывы: 0
- Очки: 0 + 13 Версия: A1.4.4 How much will that house really cost per month or every two weeks? Want to know BEFORE you buy it and sign your life away? Then use my Mortgage Home Loan Payment Calculator and find ...
-
- Mortgage Points Calculator
- Android Приложения: Финансы От: Ptolemay LLC
- * Бесплатно
- Списки: 0 + 0 Рейтинги: 0 Отзывы: 0
- Очки: 0 + 0 Версия: 1.0.0 This app helps to estimate the effect of loan points on total mortgage amount. It uses various parameters to produce better estimations
-
- Mortgage Repayment Calculator
- Android Приложения: Финансы От: Deepglance
- * Бесплатно
- Списки: 0 + 0 Рейтинги: 0 Отзывы: 0
- Очки: 0 + 49 Версия: 3.0 Mortgage Repayment Calculator /Mortgage prepayment Calculator. This is a simple application, which is useful for all types of loan/mortgage calculations for individual or ...
-
- Mortgage Payment Calculator
- Android Приложения: Финансы От: vasanthakumar
- * Бесплатно
- Списки: 0 + 0 Рейтинги: 0 Отзывы: 0
- Очки: 0 + 0 Версия: 1.0.0 Title: Mortgage Calculator Pro - Your Ultimate Mortgage Payment Calculator Companion Description: Welcome to Mortgage Calculator Pro, your ultimate companion for effortlessly ...
-
- Loan Calculator
- Android Приложения: Финансы От: MobilogicDevelopers
- * Бесплатно
- Списки: 0 + 0 Рейтинги: 0 Отзывы: 0
- Очки: 0 + 0 Версия: 1.0.0 Introducing the Loan Calculator, the ultimate financial tool for all your loan calculations! Our app contains a range of powerful calculators, including mortgage calculator, loan EMI ...
-
- Loan Calculator
- Android Приложения: Финансы От: Financept
- * Бесплатно
- Списки: 0 + 0 Рейтинги: 0 Отзывы: 0
- Очки: 0 + 1,738 Версия: 1.89 Loan Calculator App to calculate annuity, differentiated and fixed payments. This loan calculator for android can be use as any of the following Mortgage calculator - to calculate the ...
-
- Loan Calculator - Lite
- Android Приложения: Финансы От: Quick Consulting & Management LLC
- * Бесплатно
- Списки: 0 + 0 Рейтинги: 0 Отзывы: 0
- Очки: 0 + 0 Версия: 2.0.1 Loan Payment Calculator with PMI (Private Mortgage Insurance factor) This loan calculator app will help you determine the monthly loan payments. Just enter the amount, term, and ...
-
- Loan Calculator Professional
- Android Приложения: Финансы От: Transpose Solutions
- $3.99
- Списки: 0 + 0 Рейтинги: 0 Отзывы: 0
- Очки: 0 + 0 Версия: Release Version 1.0 Loan Calculator is a financial utility android app available on Google Play Store. App offers 12 calculators and a loan tracker. App generates results based on user input such as ...
-
- Loan Calculator Property
- Android Приложения: Финансы От: Savvy Mobile Apps
- Бесплатно
- Списки: 0 + 0 Рейтинги: 0 Отзывы: 0
- Очки: 0 + 0 Версия: 1.0.3 This app allow users to calculate maximum loan available and mortgage loan repayment schedule.
-
- Loan Calculator
- Android Приложения: Финансы От: TSoftOne
- * * Бесплатно
- Списки: 0 + 0 Рейтинги: 0 Отзывы: 0
- Очки: 0 + 1,053 Версия: 1.11.00 Buying a house or a car? Want to know your monthly payment or how much you can afford to borrow? Loan Calculator is the tool you need. Supporting two calculator modes, general loan and
-
- Loan Calculator AJ
- Android Приложения: Финансы От: ajMobileApps
- * Бесплатно
- Списки: 0 + 0 Рейтинги: 0 Отзывы: 0
- Очки: 0 + 0 Версия: 1.6.8 A handy and useful Loan Calculator for anyone who is planning to take up a loan. Use this loan calculator to determine your monthly payments for your home loan, car loan, student loan,
Вам также могут понравиться
- Android Приложения
- Новые Android Приложения
- Финансы Android Приложения : Новые
- Видео Android Приложения
- Лучшие Android Приложения
- Финансы Android Приложения : Лучшие
- Скидки Android Приложения
- Финансы Android Приложения : Скидки
- Рейтинги Android Приложения
- Отзывы Android Приложения
- Списки Android Приложения
- Очки Android Приложения