Developer: Neuweg Technologies Pvt. Ltd. (6)
Price: Free
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Description

Perfolio
New  Perfolio is a non-custodial decentralized finance (DeFi) protocol interface that lets you borrow stablecoins against your tokenized gold holdings — without selling your gold. Deposit using bank transfer, buy gold, and borrow instantly.

HOW IT WORKS
Perfolio is an interface to a blockchain-based lending protocol. You always maintain full control of your assets through your own self-custody wallet.

1. Create your own non-custodial wallet using our partner Privy's email based login/signup
2. Deposit using bank transfer or Deposit XAUT (Tether Gold) as collateral into a publicly auditable smart contract
3. Borrow USDT against your collateral (up to 70% of your gold's value)
4. Repay anytime — no penalties, no fixed term, no maturity date
5. Withdraw your gold collateral in full upon repayment

NON-CUSTODIAL — YOUR KEYS, YOUR GOLD
Perfolio is a non-custodial interface. Your assets are never held by Perfolio. You control your own private keys at all times. All transactions require your explicit approval through your own wallet. Perfolio cannot access, move, or control your funds. We use Privy as wallet solution.

IMPORTANT DISCLOSURES
Perfolio is a decentralized, non-custodial protocol interface and is NOT a bank, lender, or financial institution. Perfolio does not originate loans, custody funds, or make credit decisions. All lending operations are executed by autonomous smart contracts on public blockchains.

RISKS: Cryptocurrency and tokenized assets involve significant risk, including:
— Liquidation Risk: If your collateral value drops below the 85% LTV liquidation threshold, part or all of your collateral may be liquidated by the protocol.
— Smart Contract Risk: While smart contracts are audited, they may contain vulnerabilities.
— Oracle Risk: Gold price data is sourced from Chainlink oracles; temporary oracle failures could affect liquidation events.
— Market Volatility: Gold prices and stablecoin values can fluctuate.
— Protocol Risk: DeFi protocols may experience unforeseen issues.

You are solely responsible for managing your wallet, private keys, and loan positions. Perfolio does not provide financial, investment, or legal advice. Please review all terms before using the protocol.

Privacy Policy: https://perfolio.ai/privacy
Terms of Service: https://perfolio.ai/terms
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#1. Perfolio (Android) By: Neuweg Technologies Pvt. Ltd.
#2. Perfolio (Android) By: Neuweg Technologies Pvt. Ltd.
#3. Perfolio (Android) By: Neuweg Technologies Pvt. Ltd.
#4. Perfolio (Android) By: Neuweg Technologies Pvt. Ltd.
#5. Perfolio (Android) By: Neuweg Technologies Pvt. Ltd.

What's new

  • Version: 1.0.2
  • Updated:
  • Bug Fixes.

Price History

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«Perfolio» is a Finance app for Android, developed by «Neuweg Technologies Pvt. Ltd.». It was first released on and last updated on . This app is currently free. This app has not yet received any ratings or reviews on AppAgg. AppAgg continuously tracks the price history, ratings, and user feedback for «Perfolio». Subscribe to this app or follow its RSS feed to get notified about future discounts or updates. AppAgg does not host applications or distribute software. All trademarks, logos and screenshots belong to their respective owners.
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