기술
- Loans start from 1,000 SAR up to 25,000 SAR. The Customers use the application to apply and choose the amount and period of payback starting from 3 months up to 18 months.
- Users can see and view terms and conditions about Sulfah loans before they apply, also they have to review and accept loan contract with all terms and conditions and loan details before proceeding with the loan request. All of the regulations are applied under Saudi Central Bank (SAMA) supervision.
- The annual percentage rate (APR) which the maximum is 89.59%. The APR is expressed as a percentage that represents the actual cost of funds over the term of a loan.
- Loan Example:
User borrows SAR 20,000 over 18 months tenure.
Processing Fee (1%): SAR 200
VAT on Processing Fees (15%): SAR 30
APR: 75.32 %
Total Interest: SAR 9990
Monthly Installment Amount: SAR 1,666.11
Total loan repayment amount is SAR 29,990
- Loan Pricing page:
https://sulfah.com/prices-of-financing-products
- Terms of Use page:
https://sulfah.com/terms-of-use
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