Developer: | Upgrade, Inc. (4) | ||
Price: | Free | ||
Rankings: | 0 | ||
Reviews: | 0 Write a Review | ||
Lists: | 0 + 0 | ||
Points: | 0 + 28,577 (4.5) ¡ | ||
Google Play |
Description
Upgrade is a financial technology company, not a bank.
● Track Rewards – Earn cash back rewards on Upgrade Card purchases³
● Manage Upgrade Card or Personal Loan, Flex Pay buy now pay later, Upgrade Card, Auto Finance, Auto Refinance and Home Improvement through Upgrade accounts. Make payments and check your balance.
● Monitor credit score, get notified of changes, and use our credit score simulator to see how different actions may impact your score.
Share feedback at mobile_app_feedback@upgrade.com
Personal Loan offers shown assume an APR of 12% and a term of 36 months for Faster Payoff and 48 months for Lower Payment.Subject to approval. For more information visit https://www.upgrade.com/personal-loans/.
¹ Subject to eligibility. BoostCash™ amounts range from initial $25 to $500 over time. 10.00% APY and express delivery requires a $9.99/month Premium subscription. 1-month free trial for select customers. Cancel anytime. Learn more about eligibility and terms at http://www.upgrade.com/boost-money/eligibility.
² For Boost Money™ Save accounts, the 10.00% Annual Percentage Yield (APY) up to a $1,000 balance requires a Premium subscription ($9.99/mo). Balances over $1,000 with Premium earn 3.42% APY. Without a Premium subscription, the APY for the Boost Money™ Save account is 1.50% on all balances. The APY is effective as of 09/19/2025, is variable and may change at any time. Certain fees, such as outbound wire transfers or RTP, may impact earnings. Please refer to the applicable Cross River Bank Savings Deposit Account Agreement and Truth in Savings Disclosure.
³ Purchases accrue cash back when you pay them back. Certain limitations apply. See Upgrade.com for full Upgrade Cash Back Rewards Program details.
Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.74%-35.99% and a 1.85%-9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. For certain discounts, collateral may be required. Repayment terms from 24 to 84 months. For example, if you receive a $10,000 unsecured loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR and other terms of your loan may vary and you may not be presented with multiple offers. If offered, your loan terms, including your rate, will depend on credit score, credit usage history, loan amount, and other factors. Late payments or other fees, as noted in your Borrower Agreement, may increase the cost of your fixed rate loan. Certain loan offers may not be available in all states.
All loans, Personal Credit Lines, and checking and savings accounts are provided by Upgrade's bank partners (www.upgrade.com/bank-partners/). Upgrade Visa® Cards and Upgrade Visa® Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc. Upgrade, Inc. (NMLS #1548935) holds the following state licenses (upgrade.com/State-Licenses) and does business under the following DBAs (https://www.upgrade.com/dba). Upgrade is a financial technology company, not a bank (https://upgrade.zendesk.com/hc/en-us/articles/115005202407--Is-Upgrade-a-bank-).
All loans, Personal Credit Lines, and checking and savings accounts are provided by Upgrade's bank partners. Upgrade Visa® Cards and Upgrade Visa® Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc. Upgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under the following DBAs. Upgrade is a financial technology company, not a bank.
Screenshots






What's new
- Version: 1.28.5
- Updated:
- We're constantly improving our app and working on the next exciting features!
Price History
- Today: Free
- Minimum: Free
- Maximum: Free
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Developer
- Upgrade, Inc.
- Platforms: Android Apps (2) iOS Apps (2)
- Lists: 0 + 0
- Points: 0 + 102,636 ¡
- Rankings: 0
- Reviews: 0
- Discounts: 0
- Videos: 0
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Additional Information
- Version: 1.28.5
- ID: com.upgrademobile
- Category:
Android Apps
›Finance
- OS:
Android 12
- Size:
31 Mb
- Content Rating:
Everyone
- Google Play Rating:
4.5
(28,577) - Updated:
- Release Date:
Contacts
- Website:
http://www.upgrade.com
«Upgrade» is a Finance app for Android, developed by «Upgrade, Inc.». It was first released on and last updated on . This app is currently free. This app has not yet received any ratings or reviews on AppAgg. On Google Play, the current store rating is 4.5 based on 28,577 votes. AppAgg continuously tracks the price history, ratings, and user feedback for «Upgrade». Subscribe to this app or follow its RSS feed to get notified about future discounts or updates.
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