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기술
Chango supports Mobile Money (MoMo) - the number one means of electronic transactions in Africa. It also supports payment via card.
Chango has a concept of private and public groups.
• Private Groups
Private groups are closed groups of individuals who come together to contribute towards a private goal. The members in a group typically know each other and have the same aspirations or passions on a particular campaign. This kind of setup is best suited for alumni groups, families, friends, religious groups, or any kind of group that requires individuals to come together to raise funds.
Private groups provide 100% transparency on funds collected. At the same time, members can choose to be anonymous, although their contributions will be recorded under “anonymous”.
Disbursement of funds from private groups is democratic, requiring members or admins to vote according to the group policy at setup. Disbursement can be carried out into any bank account or a mobile wallet in Ghana.
Private groups can also be configured to allow members to borrow funds from the group and to pay back.
• Public groups
Public groups are public campaigns that require money from the general public to achieve a certain goal. Public groups can only be formed by verifiable organizations.
All money raised through public campaigns are settled to the designated verified bank account of the organization.
• Popular use cases for Chango
Old school alumni
Old school alumni groups collect funds for developmental projects in the school. These can be set up on Chango as public groups and obtain support traversing year groups and group membership
•Medical Needs
Some illnesses are life-altering, both in terms of impact on health and the impact on finances. In some cases a lifetime of savings may not be sufficient, nor does insurance cover all scenarios. Raising funds publicly or privately through Chango provides the hope of a shared financial burden.
• Support in bereavement
Bereavements are facts of life. The grieving do not have to carry the burdens alone. So family, friends, old-school mates, and other groupings can come together to contribute funds to help the grieving. Chango tracks all contributions and settlement to the destination is assured.
• Emergencies/Reliefs
In situations of disaster or emergencies, Chango provides an avenue for people to turn their compassion into action.
• Family-House Keeping and expense tracking
Allawa is the nickname of allowance. It is also a term coined for homes where spouses may not necessarily want to have a joint bank account but still desire to spend on common family needs such as groceries, paying the washman, paying school fees, utility bills, etc, from the same pot. A private group with both spouses is a convenient and sensible solution.
• Countries that support Group Creation and Cashout in Chango
While Chango is accessible to everybody, Group creation and cashout are available only in Ghana at the moment. Funds can be withdrawn through Mobile Money or Banks in Ghana
Create a group today, join a campaign, and start your contributions with total confidence.
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