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Developer: PayU Finance (India) Private Limited (1)
Price: Free
Score: 92,400 Legend
Rankings: 0 
Comments: 0 Add a comment
Lists: 2 + 0
Points: 8 + 578,460 (4.3) ¡
+1 Points

Description

LazyPay: Loan App & Pay Later
Get credit that’s easy, instant and stress-free. With LazyPay, you get a free credit limit upto Rs.10,000 that you can use across 45,000+ online stores and merchants! Just repay the total every 15 or 30 days, interest-free.

Here’s what you can do on LazyPay:

🛒PayLater
Checkout on your favourite merchants in just one-tap! It’s completely free. No extra charges, no hidden fees. Shop, buy, spend from your credit limit and pay just one single bill every 15 days.
One-tap payments
No OTPs, CVVs or PINs
Repay just once every 15 days
No interest and no hidden charges

★ Get attractive discounts and offers on various merchants like Swiggy, Zomato, Myntra, Zepto and more.

★ A quick, simple KYC makes your experience a lot smoother. If you complete your KYC with us, you can increase your credit limit (upto as much as Rs. 5 lakhs), and get 30 days to repay your dues (that’s double the normal billing period!). In case you’re unable to pay your bill, you’ll also have options to repay your dues in EMIs.

🔌BillPay: Pay Utility Bills
With over 20,000+ supported billers, LazyPay allows you to pay utility bills with your credit limit. Pay electricity, gas, water bills in one-click; recharge FASTag, mobile postpaid, mobile prepaid, landline, DTH and more. Repay in one shot, along with your LazyPay dues, every 15 or 30 days.

🛞 Auto360
Your all-in-one vehicle management hub. Now you can add your vehicle, track challans, stay ahead of PUC and insurance expiries. Also, renew your vehicle insurance seamlessly—all in one place.

🎁 GiftCards
Now you can purchase vouchers of over 200+ brands like Amazon, Myntra, Flipkart and more on the LazyPay app. Use them to avail discounts ranging upto 30% on your purchases, or share them with your loved ones!

⚡XpressLoan: Instant Personal Loans
LazyPay offers instant personal loans for all your needs, big or small. Get online loans within minutes and use it for anything you want - no questions asked. Our instant personal loans are cash loans where the lump sum amount is transferred to your bank account. The entire process is paperless and 100% digital, for your convenience.
Personal loan interest rates range from 12% to 36% p.a. with EMI tenures from 3 months upto 60 months.

XpressLoans range from Rs. 3,000 to Rs. 5 lakh with an Annual Repayment Period (APR) from 3 to 60 months. Percentage rate (APR) between 12% - 36% on a reducing balance basis.

★Sample EMI Calculation★
For a loan amount = Rs 10,000 | Tenure = 6 months @ interest rate of 18%* p.a.
EMI will be = Rs 1,755/- p.m.
Processing fee = Rs. 200
Total Payment = Rs. 10,730
*Interest rate and processing fee may vary.

★ Join over 20 lakh fellow Indians using the LazyPay app everyday to get instant personal loans, and make payments easily.
★ We believe in total transparency and data safety and security. All your information is safe with us.
★ Have questions? Reach out to us anytime at wecare@lazypay.in

----------
Revolve rates - 36% to 42%. For Revolve there is no period for repayment. It's a monthly rolling feature.
Convert to EMI - 3 month 24% | 6 month 26% Tenure basis - 3 to 6 months.

Declaration
LazyPay is a platform that only facilitates money lending to duly registered NBFCs to users and complies with all applicable laws including RBI’s Fair Practices code. The details of the registered NBFCs who are partnered with us are mentioned below.
PayU Finance India Private Limited (“PayU Finance”)
https://www.payufin.in/
more ↓

Screenshots

#1. LazyPay: Loan App & Pay Later (Android) By: PayU Finance (India) Private Limited
#2. LazyPay: Loan App & Pay Later (Android) By: PayU Finance (India) Private Limited
#3. LazyPay: Loan App & Pay Later (Android) By: PayU Finance (India) Private Limited
#4. LazyPay: Loan App & Pay Later (Android) By: PayU Finance (India) Private Limited
#5. LazyPay: Loan App & Pay Later (Android) By: PayU Finance (India) Private Limited
#6. LazyPay: Loan App & Pay Later (Android) By: PayU Finance (India) Private Limited
#7. LazyPay: Loan App & Pay Later (Android) By: PayU Finance (India) Private Limited
#8. LazyPay: Loan App & Pay Later (Android) By: PayU Finance (India) Private Limited
#9. LazyPay: Loan App & Pay Later (Android) By: PayU Finance (India) Private Limited
#10. LazyPay: Loan App & Pay Later (Android) By: PayU Finance (India) Private Limited
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Price History

  • Current price: Free
  • Minimum: Free
  • Maximum: Free
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AppAgg Score

92,400
Bronze Silver Gold Platinum Legend

Estimated AppAgg Score for  
LazyPay: Loan App & Pay Later

92,400 Legend

Higher scores usually mean stronger signals on AppAgg.

Based on:  popularity ·  ratings ·  freshness ·  deals ·  store data ·  community signals

Recalculated daily using fresh AppAgg data.

Short URL: Copied!

What's new

  • Version: 14.27.0
  • Last Updated:
  • Your engine’s running, the road’s wide open, but wait - did you forget to renew your insurance? Or worse, a pesky challan?

    Meet Auto360! Your all-in-one vehicle management hub. Track challans, stay ahead of PUC and insurance expiries. Also, renew your vehicle insurance seamlessly, all on the LazyPay app. No more last-minute surprises—just effortless vehicle management at your fingertips.
    Update now and keep your ride smooth, stress-free, and always road-ready! 🚗💨

Additional Information

Developer

Lists (2)

Points (8)

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Rankings (0)

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Summary

LazyPay: Loan App & Pay LaterLazyPay: Loan App & Pay Later Short URL: Copied!
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«LazyPay: Loan App & Pay Later» is a Finance app for Android, developed by «PayU Finance (India) Private Limited». It was first released on and last updated on . This app is currently free. This app has not yet received any ratings on AppAgg. It has been added to 2 public lists and 0 private lists created by users. AppAgg has tracked 8 confirmed points plus 578,460 indirect points for this app. On Google Play, the current store rating is 4.3 based on 578,460 votes. AppAgg continuously tracks the price history, ratings, and user feedback for «LazyPay: Loan App & Pay Later». AppAgg does not host applications or distribute software. All trademarks, logos and screenshots belong to their respective owners. Subscribe to this app or follow its RSS feed to get notified about future deals or updates.

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