| Developer: | Uni Cards (1) | ||
| Price: | Free | ||
| Rankings: | 0 | ||
| Reviews: | 0 Write a Review | ||
| Lists: | 1 + 0 | ||
| Points: | 2 + 176,749 (3.4) ¡ | ||
| Google Play | |||
Description
Time to ditch confusing points and short-lived cashback. With GoldX, your everyday spends turn into 24K Digital Gold - a reward that lasts.
This is a revolution in credit card rewards - far simpler, richer, and built around real value.
Brought to you in partnership with Yes Bank & Bank of Baroda.
✨Why Gold as rewards?
✅It work as an investment
✅It appreciate in value over time
✅It never expires, unlike other rewards
✨Where does GoldX reward you:
✈️Flights
Unlimited 7% back on all flight bookings via Uni Store. No minimum spend. No capping.
🛒Shopping, Groceries, Food
5% back on Amazon, Flipkart, Myntra, Zomato, Swiggy, BigBasket, Nykaa, TataCliQ via vouchers on Uni Store.
+
Up to 8% back on many more popular merchants.
📱UPI
Unlimited 1% back on scan & pay
💳Online/offline spends
Unlimited 1% back, including insurance & jewellery
🌎Zero Forex Fee
Use GoldX in 180+ countries with zero additional fee.
🙌🏼100% Lifetime Free
Zero joining fee. Zero Annual Fee
✅How GoldX rewards work:
▶️You earn Uni Coins on spends where 100 Uni Coins = ₹1
▶️For example, book flights worth ₹1 Lakh, you will get 700,000 Uni Coins. Which is value back of ₹7000.
▶️Convert Uni Coins to 24K Digital Gold instantly inside the Uni app.
▶️Your GoldX Vault shows both grams and ₹ value, so you always know how much real value you’ve built.
▶️Convert this Gold to cash of equal value or mint into a physical gold coin with ZERO making charges.
⚠️Reward Exclusions
Money transfers, rent, fuel, cash withdrawals, wallet loads, international txns, EMI, Utilities & Govt services. There are no rewards on forex transactions.
✅How does GoldX on UPI work?
GoldX is a dual-network card. You get a primary VISA or MASTERCARD variant.
Along with that, users can request to issue a complementary RuPay variant from the Uni app. This is a virtual card and can be added to any UPI app - GooglePay, PhonePe, Paytm etc.
✅Is it safe & secure?
🔒24K Digital Gold in the Uni app is backed & secured by Augmont, one of India’s most trusted gold platforms.
🔒Stay in control: View & copy your card details from the Uni app
🔒Manage & set its transaction limits
🔒Lock your physical card anytime
🔒Reset your card PIN
✅How to get started:
▶️Install the Uni app and check your eligibility for GoldX.
▶️Complete KYC digitally
▶️Once approved, activate your GoldX card (and your RuPay virtual companion for UPI).
▶️Spend, earn, convert - watch your 24K Gold grow.
—--------------------------------------
➡️Uni Loans
Travel, home renovation or a bigger expense?
⭐️Get up to ₹6 Lakhs in loan amount
✅Flexible EMI options
📁Close your loan early with ZERO fee
🧑🏻💻Paperless onboarding
📞24x7 Support
☑️Start in just 3 minutes.
Example of How Uni Personal Loan works:
Loan Amount = ₹51,000
Disbursement Amount = ₹50,000
Tenure = 36 months
Interest rate = 18% p.a
Processing fee = ₹1000
APR* = 19.43%
EMI = ₹1844
Total Interest Payable = ₹1,844 x 36 months - ₹51,000 = ₹15,384
Total Amount Payable = ₹1,844 x 36 months = ₹66,384
*Note: These numbers are for representation purposes only. Final APR will depend on the customer's credit assessment.
*APR (Annual Percentage Rate) is the total cost you'll pay for borrowing money over a year. It includes the interest rate plus any fees charged by the lender. APR gives you a clear picture of how much a loan will really cost you.
🎖All loans are facilitated through Uniorbit Technologies Pvt Ltd (LSP and DLA) in partnership with lending partners (RBI regulated entities) as given below:
NBFC - Northern Arc Capital Limited
—--------------------------------------
Office address -
Uniorbit Technologies Pvt Ltd. (Uni Cards)
No.3, B Nexus, 3rd Block, Koramangala 1A Block, SBI Colony, Koramangala, Bengaluru, Karnataka 560034
To know more, check our website 🌐www.uni.cards
Or send us an email to 📧care@uni.club
Screenshots
What's new
- Version: 1.80.1
- Updated:
Price History
- Today: Free
- Minimum: Free
- Maximum: Free
Track prices
Developer
- Uni Cards
- Platforms: Android Apps (1)
- Lists: 1 + 0
- Points: 2 + 176,749 ¡
- Rankings: 0
- Reviews: 0
- Discounts: 0
- Videos: 0
- RSS: Subscribe
Points
-
- 1 Sufyan Al-Anadi
- +1
-
- 1 Abdul Rahman S
- +1
Rankings
0 ☹️
Lists
Reviews
Be the first to review 🌟
Additional Information
Contacts
- Website:
https://www.uni.cards/
«Uni: GoldX & UPI Credit Card» is a Finance app for Android, developed by «Uni Cards». It was first released on and last updated on . This app is currently free. This app has not yet received any ratings or reviews on AppAgg. It has been added to 1 public lists and 0 private lists created by users. AppAgg has tracked 2 confirmed points plus 176,749 indirect points for this app. On Google Play, the current store rating is 3.4 based on 176,749 votes. AppAgg continuously tracks the price history, ratings, and user feedback for «Uni: GoldX & UPI Credit Card». Subscribe to this app or follow its RSS feed to get notified about future discounts or updates.
Uni: GoldX & UPI Credit Card Short URL: Copied!- 🌟 Share
- Google Play
You may also like
-
- slice: UPI credit card & bank
- Android Apps: Finance By: slice small finance bank
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 2 + 673,635 (4.4) Version: 18.6.1 Banking that works for you. Open a zero-balance digital savings account, earn daily interest at 100% of the RBI repo rate, get FD rates up to 7.75%, and access instant personal loans ... ⥯
-
- Credit Card : Wallet & NFC
- Android Apps: Finance By: Galaxy studio apps
- * * Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 2 + 44,957 (4.6) Version: 3.0.1 Credit Card Wallet and NFC Reader app, a seamless and secure way to manage your finances! Credit Card Wallet & NFC app: Organize your credit cards Validate card information Utilize the ⥯
-
- Credit Card Reader NFC (EMV)
- Android Apps: Finance By: Julien MILLAU
- * Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 1 + 19,920 (3.9) Version: 5.5.11 This app was designed to allow users to read the public data stored on their NFC-compliant EMV banking cards, such as credit cards. EMV (Europay, Mastercard, and Visa) is a global ... ⥯
-
- SBI Card: Manage Credit Card
- Android Apps: Finance By: SBI Cards and Payment Services Limited
- Free
- Lists: 5 + 0 Rankings: 0 Reviews: 0
- Points: 18 + 1,511,499 (4.5) Version: 7.5.4 SBI Card Mobile App is a one-stop solution to manage your credit card on the go! Trusted by over 10 million+ SBI Credit Cardholders, the app provides easy and secure access to your SBI ⥯
-
- Credit Sesame: Grow your score
- Android Apps: Finance By: Credit Sesame, Inc.
- * * Free
- Lists: 1 + 0 Rankings: 0 Reviews: 0
- Points: 3 + 195,786 (4.7) Version: 7.22 Credit Sesame is an all-in-one credit score management app designed to improve your credit score and financial health. Our platform empowers you to access, understand, and build your ... ⥯
-
- Credit Karma — Credit Score
- Android Apps: Finance By: Credit Karma, LLC
- * Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 3 + 91,162 (4.7) Version: 25.42 Boosting your credit score could land you better deals on cards and loans. Meaning? Your savings could go toward paying off your debt, a house deposit or that dream holiday. With the ... ⥯
-
- Gemini Exchange & Credit Card
- Android Apps: Finance By: Gemini Space Station, Inc.
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 2 + 53,895 (4.2) Version: 25.1218.0 Gemini makes it easy & secure to buy, sell, store, stake & earn crypto. We are trusted by millions of users worldwide & committed to making crypto accessible & safe for all. Founded in ⥯
-
- Xare - Share Debit,Credit card
- Android Apps: Finance By: Team Xare
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 28,286 (4.3) Version: 1.6.6 Xare ( share ) is the best way to send or receive money by sharing credit cards & debit cards with anyone, anywhere in the world. You can even create a Club to pool bank cards with ... ⥯
-
- CARD Bank konek2CARD
- Android Apps: Finance By: CARD Bank - konek2CARD
- Free
- Lists: 1 + 0 Rankings: 0 Reviews: 0
- Points: 6 + 27,988 (3.9) Version: 3.0.0 CARD Bank launched the konek2CARD, a mobile application that allows the clients of CARD Bank enjoy a hassle-free banking transaction anytime, anywhere using their smart phones. Through ⥯
-
- Crédit Mutuel de Bretagne
- Android Apps: Finance By: Crédit Mutuel Arkea
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 49,834 (4.1) Version: 10.17.0 Download the CMB application for free. Simply and safely check your accounts, make transfers, check the stock market, get a virtual payment card number, call the Customer Service ... ⥯
-
- Credit Europe Bank
- Android Apps: Finance By: Credit Europe Bank Ltd.
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 2 + 31,458 (4.2) Version: 3.1.2133 Mobile Bank App Credit Europe Bank is open for you 24/7: loan repayment, money transfers, utility payments, deposits and currency exchange are available for you at any place in any ... ⥯
-
- Credit Suisse – CSX
- Android Apps: Finance By: Credit Suisse: Part of UBS Group
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 1 + 22,603 (4.2) Version: 8.33.0 Whether at home or on the way: As a client of Credit Suisse you can take care of your banking business whenever you like. Save time and money by making payments and securities ... ⥯
-
- Inter: Credit Card, Investment
- Android Apps: Finance By: Banco Inter SA
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 2 + 4,388,528 (4.5) Version: 14.10 Inter's banking super app helps you simplify your financial life with a full range of banking solutions all in one app. Spend, invest in stocks, save with gift cards, and send money ... ⥯
-
- CRED: UPI, Credit Cards, Bills
- Android Apps: Finance By: Dreamplug Technologies Private Limited
- Free
- Lists: 0 + 0 Rankings: 0 Reviews: 0
- Points: 0 + 2,857,583 (4.8) Version: New CRED is a members-only app for all payment experiences. Trusted by over 1.4 crore+ creditworthy members, CRED rewards you for the payments & good financial decisions you make. What ... ⥯